November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Awesome August's NSD Challenge!
Comments
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I really didn't think I'd get through today without spending money - I've made it until 14:08 and now remembered I promised my DD a trip to her favourite place, Sainsbury's

I did escape yesterday unscathed though, so, #5/15 for me....
1 -
I just found I had £6.00 in Clubcard vouchers! So I'll be treating DD in Tescos, her second favourite place!CMD79 said:I really didn't think I'd get through today without spending money - I've made it until 14:08 and now remembered I promised my DD a trip to her favourite place, Sainsbury's
I did escape yesterday unscathed though, so, #5/15 for me....
So, here's a Q.... If I'm spending a voucher rather than cash, does that count for a NSD, or not??November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)2 -
NSD for me today please

Thank you!Debt free November 20221 -
I think if you're spending vouchers or loyalty points or anything it still counts as a NSD. I would count it at least!CMD79 said:
I just found I had £6.00 in Clubcard vouchers! So I'll be treating DD in Tescos, her second favourite place!CMD79 said:I really didn't think I'd get through today without spending money - I've made it until 14:08 and now remembered I promised my DD a trip to her favourite place, Sainsbury's
I did escape yesterday unscathed though, so, #5/15 for me....
So, here's a Q.... If I'm spending a voucher rather than cash, does that count for a NSD, or not??Debt free November 20223 -
AugustOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten = 
August targets
Adeley 8/10
beanielou 10/15


bekah89 5/15

cathybird 8/15

CMD79 6/15

Crazycatlady2 8/15

GeorgianaCavendish 7/10

Honeysucklelou2 10
jammy dodger 9/15

Keedie 2/10
LittleMissDetermined 8/10

QueenJess 1/12
Saver-upper 4/10
short bird 6/15

sunshine raincloud 3/8
Tahlullah.H 7/15

Newcomers welcome
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Great, thanks both! I'm on 6/15 then!
November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)1 -
Ouch i always find car bills painful even if it is wear n tear stuff at least its outta the way cathybirdcathybird said:Defo not one for me today after new brake pads and a couple of new tyres
Oh well needs must!
2 -
9/15 for me today cathybird1
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day 6 today...
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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