Awesome August's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during August. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

August

Off to a start = image
5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image


2021 D: 93 2020 D: 96 2022 D: 15
«13456727

Replies

  • edited 31 July 2022 at 11:12PM
    cathybirdcathybird Forumite
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    edited 31 July 2022 at 11:12PM
    August targets
    Adeley 10
    beanielou 15
    bekah89
    cathybird 15
    CMD79 15
    Crazycatlady2 15
    Elisheba
    GeorgianaCavendish 10
    Honeysucklelou2
    jammy dodger 15
    Keedie 10
    LittleMissDetermined 10
    mmereeshar
    Money Choices
    QueenJess 12
    sazzles01234
    short bird 15
    sunshine raincloud
    Tahlullah.H 15
    Viki2410
    WinterWarrior

    Newcomers welcome :)


    2021 D: 93 2020 D: 96 2022 D: 15
  • KeedieKeedie Forumite
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    Hi @cathybird thanks for doing this thread, it really is appreciated. I just completely failed at July 2022 so starting afresh can you please put me down for 10 days in August. Thanks x

    Debt Free Diary:- The Mental Debt Struggle... https://forums.moneysavingexpert.com/discussion/6364598/the-mental-debt-struggle/p1?new=1
    Debt Tracking Restart Take 2 from 01/08/2022 = £22,189.87 (8 creditors) So, on 27/03/2023 = £8,442.04/£22,182.54 (5 creditors) = 38.04% repaid Aiming to be Debt Free = 31/12/2025
    THE BURDEN RESTART TRACKER:- Bank of Mum 3 - school fees (£1,700/£4,800) 35.42% repaid || Barclaycard (£2,387.80/£9,587.80) 24.90% repaid || Creation (£581.36/£1,070) 54.33% repaid || MBNA (£800/£3,000) 26.67% repaid || Sky Mobile (£246.84/£1,006.03) 24.54% repaid
    🎉 TUI (£2,276.04/£2,276.04) 100% repaid || Bank of Mum 1 - car (£150/£150) 100% repaid || Bank of Mum 2 - family holiday (£300/£300) 100% repaid 🎉
    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2023 SAVINGS TARGETS:- Noose PAD Pot Phase 1= £0/£845.34 (0% saved) || Globetrotter Travel Pot = £1.67/£700 (0.24%) || Emergency Fund = £503.53/£1,000 (49.35% saved) 2023 SAVINGS CHALLENGES:- #5 Penny Challenge = £129.29/£670 (19.30%) SPC 16 #79 - target of £500 || #2 25 Envelope Challenge = 9/25 2023 DEBT FREE CHALLENGES:- #42 Debt Free Before Xmas 2023 = £1,741.62/£6,000 (29.03%)
  • beanieloubeanielou Forumite
    83.6K Posts
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    Thanks as always for the shiny new thread @cathybird :grin:
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • AdeleyAdeley Forumite
    773 Posts
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    Happy new thread! Thanks for setting this up Cathy. Let the NSD games commence 😉
    Debt total 
    March 2022 - £11,000
    March 2023 - £1,000
    ------------‐---------------
    Challenges
    1) Clear debts by April 2023
    2) Save for a new car by December 2023

  • CMD79CMD79 Forumite
    605 Posts
    500 Posts First Anniversary Name Dropper
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    Going to be a busy month, DH changing jobs, eldest finishing part time job to start an apprenticeship, step dad here firing new bathroom, mum busting for my 40th and 2 eldest children away for a few days then back as school starts argh must try not to spend other than what is actually needed 
    Good luck! It's your 40th too though, so around the busy days, enjoy yourself! It's a special month for you xxx
    UPDATED 13th December

    H2B £9250     Zopa: £7,500 / £4127    Tescobank: £3535.87 / £387
    Barclaycard: £6400 / £0      Very: £1900 / £0    Next: £750 / £0    Fluid: £450 / £0

    Total: OG Debt £20,512 / Current £13,764

    LBM: Date 24th January 2022 - DFW: Date 31st October 2023 (OG December 2024)

  • CMD79CMD79 Forumite
    605 Posts
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    August eh?!

    Well, thanks @cathybird again for setting this up/keeping us going!  I only did a last few days, but the difference in not spending over the few days post pay day, will help me MASSIVELY in August, particularly as between pay days is a huge 33 days this month. Mentally though, having a load of money in my account for a few days, has also felt pretty good, if slightly nerve wracking.

    I'm going on lots of little trips during August, so I need to make sure I don't spend on the days in between!

    Good luck everyone!  B)


    UPDATED 13th December

    H2B £9250     Zopa: £7,500 / £4127    Tescobank: £3535.87 / £387
    Barclaycard: £6400 / £0      Very: £1900 / £0    Next: £750 / £0    Fluid: £450 / £0

    Total: OG Debt £20,512 / Current £13,764

    LBM: Date 24th January 2022 - DFW: Date 31st October 2023 (OG December 2024)

  • beanieloubeanielou Forumite
    83.6K Posts
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    I too have a big birthday this month.
    Had not thought of the whole of the month being special though!

    Kicking off with no 1.

    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • short_birdshort_bird Forumite
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    Early call for day 1: this will probably be the only one for the next week.
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • cathybirdcathybird Forumite
    11.4K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    August

    Off to a start = image
    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    August targets
    Adeley 10
    beanielou 1/15 image
    bekah89
    cathybird 1/15 image
    CMD79 15
    Crazycatlady2 15
    Elisheba
    GeorgianaCavendish 10
    Honeysucklelou2
    jammy dodger 15
    Keedie 10
    LittleMissDetermined 10
    mmereeshar
    Money Choices
    QueenJess 12
    sazzles01234
    short bird 1/15 image
    sunshine raincloud
    Tahlullah.H 15
    Viki2410
    WinterWarrior

    Newcomers welcome :)


    2021 D: 93 2020 D: 96 2022 D: 15
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