Awesome August's NSD Challenge!

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This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during August. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding
what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 

4. It also helps to bookmark the thread, it's much easier to find 

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
August
Off to a start = 

5 days = 

10 days = 

15 days = 

20 days = 

Target reached = 

Target beaten = 

2021 D: 93 2020 D: 96 2022 D: 15
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2021 D: 93 2020 D: 96 2022 D: 15
Debt Tracking Restart Take 2 from 01/08/2022 = £22,189.87 (8 creditors) So, on 27/03/2023 = £8,442.04/£22,182.54 (5 creditors) = 38.04% repaid Aiming to be Debt Free = 31/12/2025
THE BURDEN RESTART TRACKER:- Bank of Mum 3 - school fees (£1,700/£4,800) 35.42% repaid || Barclaycard (£2,387.80/£9,587.80) 24.90% repaid || Creation (£581.36/£1,070) 54.33% repaid || MBNA (£800/£3,000) 26.67% repaid || Sky Mobile (£246.84/£1,006.03) 24.54% repaid
🎉 TUI (£2,276.04/£2,276.04) 100% repaid || Bank of Mum 1 - car (£150/£150) 100% repaid || Bank of Mum 2 - family holiday (£300/£300) 100% repaid 🎉
(Original Debt on 15/07/2016 was £33,056.76) 🙈
2023 SAVINGS TARGETS:- Noose PAD Pot Phase 1= £0/£845.34 (0% saved) || Globetrotter Travel Pot = £1.67/£700 (0.24%) || Emergency Fund = £503.53/£1,000 (49.35% saved) 2023 SAVINGS CHALLENGES:- #5 Penny Challenge = £129.29/£670 (19.30%) SPC 16 #79 - target of £500 || #2 25 Envelope Challenge = 9/25 2023 DEBT FREE CHALLENGES:- #42 Debt Free Before Xmas 2023 = £1,741.62/£6,000 (29.03%)
**Credit card debt free 30/06/10~**
MFW. Finally mortgage free February 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
March 2022 - £11,000
March 2023 - £1,000
------------‐---------------
Challenges
1) Clear debts by April 2023
2) Save for a new car by December 2023
H2B £9250 Zopa: £7,500 / £4127 Tescobank: £3535.87 / £387
Barclaycard: £6400 / £0 Very: £1900 / £0 Next: £750 / £0 Fluid: £450 / £0
Total: OG Debt £20,512 / Current £13,764
Well, thanks @cathybird again for setting this up/keeping us going! I only did a last few days, but the difference in not spending over the few days post pay day, will help me MASSIVELY in August, particularly as between pay days is a huge 33 days this month. Mentally though, having a load of money in my account for a few days, has also felt pretty good, if slightly nerve wracking.
I'm going on lots of little trips during August, so I need to make sure I don't spend on the days in between!
Good luck everyone!
H2B £9250 Zopa: £7,500 / £4127 Tescobank: £3535.87 / £387
Barclaycard: £6400 / £0 Very: £1900 / £0 Next: £750 / £0 Fluid: £450 / £0
Total: OG Debt £20,512 / Current £13,764
Had not thought of the whole of the month being special though!
Kicking off with no 1.
**Credit card debt free 30/06/10~**
MFW. Finally mortgage free February 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
2021 D: 93 2020 D: 96 2022 D: 15