November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
Ready, steady… save!
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Awesome August's NSD Challenge!
Comments
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AugustOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
August targets
Adeley 20/10
beanielou 21/15
bekah89 12/15
cathybird 22/15
CMD79 16/15
Crazycatlady2 15/15
GeorgianaCavendish 13/10
hazeldreams 1/2
Honeysucklelou2 3/10
jammy dodger 18/15
Keedie 5/10
LittleMissDetermined 10/10
QueenJess 9/12
Saver-upper 11/15
short bird 15/15
sunshine raincloud 6/8
Tahlullah.H 12/15
Newcomers welcome
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September targetsAdeley 25beanielou 15 bekah89 15 cathybird 15 CMD79 15 Crazycatlady2 18 GeorgianaCavendish 15 hazeldreams 10 Honeysucklelou2 10 jammy dodger 20 Keedie 10 LittleMissDetermined QueenJess 17 Saver-upper short bird 18 sunshine raincloud Tahlullah.H 10
Newcomers welcome
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Well done QueenJess, Tahlullah.H, CMD79, hazeldreams and beanie
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Sunday and Monday were NSDs making 3/10...not doing well at the NSDs.
Could I please have 10 as the September target, thank you.paydbx2026 #19 £3324/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.171 -
NSD today! I've reached 20 and we've had an some amazing free days out as a family. I set myself a goal of 10but have smashed through it! So pleased xx Bring on August xx
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Another NSD today. Failed a bit this month and spent way too much, but on the plus side I’ve already done all the Xmas and (winter) birthday presents for the kids, sorted school uniforms for the next size up and I’ve had a lovely 4 weeks off work!
Back to frugalness for September!2026 decluttering: 11,899 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️🏅⭐️
2026 use up challenge: 1,044🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️ ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5002 -
Been bad at updating this month.. one for last Wednesday and ones for Monday and Tuesday adding 3 to total. That will be it this month!March NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20231 -
September I’m going to try again for 15, need to make it this time! 🤞March NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20233 -
You have done brilliantly! That's amazing in the school holidaysDeleted_User said:NSD today! I've reached 20 and we've had an some amazing free days out as a family. I set myself a goal of 10but have smashed through it! So pleased xx Bring on August xx
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Well hubby started new job yesterday and won’t be paid for 6 weeks….got to aim for just food and fuel this month then 😱
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