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Awesome August's NSD Challenge!
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@Tahlullah.H no you aren't. well I don't think so anyway! You're nearly at target. Plus it's tough out there right now! xxTahlullah.H said:Can I try for 10 in September please. On holiday for a week, so may not even reach this target. Failing abysmally since I started this challenge!1 -
I'll try for 15 again please @cathy@cathybirdcathybird said:
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
September targetsAdeleybeanielou 15bekah89cathybird 15CMD79Crazycatlady2GeorgianaCavendishHoneysucklelou2jammy dodgerKeedieLittleMissDeterminedQueenJessSaver-uppershort birdsunshine raincloudTahlullah.HNewcomers welcome
My real issue is what happens on the Spendy days. If it's planned spending is that okay??November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)1 -
YIKES!! 25!! I need to up my game at this not spending money business. I'm cheering you on for sure!!Deleted_User said:Hello, 25 NSDs for September x
November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)2 -
I have a NSD for Saturday Sunday Monday Tuesday, which puts me on #16/15
Many thanks for a huge effort @cathybird - It's made a massive difference to me this month in that I am thinking hard about if I really need anything. I need to figure out how to not buy 2 things instead of the one thing I needed on the Spend days though... but I guess, I'm not £20k in debt because of great will power, so I'll see how September goes...
(I'm spending tomorrow! I'm not even going to pretend to try!
) November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)3 -
Managed an NSD today! Yay!hazeldreams said:Morning all! We’re going to do a practise run ahead of 1/9 so we’re going for the next 2 days as NSDs. Wish us luck! It’s been a while!£1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
CMD79~~Nearly in the £16k's I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I am in the £16ks!!!beanielou said:CMD79~~Nearly in the £16k's Most of the DDs go out in the next few days, but I've just paid Very and Next and already beneath the 17k line 
November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)3 -
Thanks CMD79. September will be a no spend month for me after the summer holidays. I'm hoping to beat the target 🎯 xx2
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Time to update that sigCMD79 said:
I am in the £16ks!!!beanielou said:CMD79~~Nearly in the £16k's Most of the DDs go out in the next few days, but I've just paid Very and Next and already beneath the 17k line 
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4
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