Using My Phone to Pay

HollyandCo

Hi

I see many people using their mobile phones to pay for purchases.   I am forever fumbling about trying to get the right card out of my purse and then remember the right PIN number.

Clearly I need to move with the times - how do I do this please and which is the best App for this?

I have a Samsung S10 Lite.

Appreciate advice / opinions.

Many thanks.

Neil_Jones

https://www.greenbot.com/article/2914886/how-to-set-up-tap-and-pay-on-your-android-phone.html

https://www.visa.co.uk/pay-with-visa/featured-technologies/samsung-pay-consumer.html might be of interest as well.

Your banking/card provider will probably determine what you can and can't use.  This for Santander for example:

https://www.santander.co.uk/personal/support/ways-to-bank/pay-with-your-phone

k_man

As above, not all cards/banks support the different payment apps (Barclaycard has its own).

But you should be able to enable multiple apps if all cards are required, and switch between them as required. Does diminish the slickness of paying with mobile, but useful for the odd occasion!.

Also be aware that using mobile to pay uses the NFC 'radio' chip in your phone, so some cases can conflict, e.g if the case has card slots with contactless cards in it!

shiraz99

As you're using an Android phone then just Google Pay if your phone supports it. You will need NFC on the phone, if your phone doesn't support it then you're stuffed.

Also, as mentioned some cards, like Barclaycard require you to use their own app.

HollyandCo

Neil_Jones said:

https://www.greenbot.com/article/2914886/how-to-set-up-tap-and-pay-on-your-android-phone.html

https://www.visa.co.uk/pay-with-visa/featured-technologies/samsung-pay-consumer.html might be of interest as well.

Your banking/card provider will probably determine what you can and can't use.  This for Santander for example:

https://www.santander.co.uk/personal/support/ways-to-bank/pay-with-your-phone

Thank you so much - I will have a good read and get myself set up.  Thanks again.

debitcardmayhem

Just to throw my experiences into the ring, if you bank with Barclays I would despair if it it was my sole account. If your bank accepts Google pay then be happy (coincidence here “Happy” just came on the music system in the pub , how weird🕶) Amex is also fine. Barclays is pants imho.

EssexExile

Your phone has NFC so just download Google Pay and follow the instructions. Even an old fogie like me can do it.

Farway

EssexExile said:

Your phone has NFC so just download Google Pay and follow the instructions. Even an old fogie like me can do it.

Another old fogie here, is it get linked to one of your credit cards, similar to PayPal?

macman

Farway said:

EssexExile said:

Your phone has NFC so just download Google Pay and follow the instructions. Even an old fogie like me can do it.

Another old fogie here, is it get linked to one of your credit cards, similar to PayPal?

Yes, it does. Effectively it creates a digital version of the chosen CC on the phone. But you must have NFC.
PS: why is the OP having to use a PIN no: no contactless card?

kah22

I use Apple Pay and to be honest wouldn't be without it. I find it much safer than the tap type cards. Loose the card or have it stolen and someone could have a happy taping day! However, the card company will set the max you can spend at anyone time

k_man

macman said:

Farway said:

EssexExile said:

Your phone has NFC so just download Google Pay and follow the instructions. Even an old fogie like me can do it.

Another old fogie here, is it get linked to one of your credit cards, similar to PayPal?

Yes, it does. Effectively it creates a digital version of the chosen CC on the phone. But you must have NFC.
PS: why is the OP having to use a PIN no: no contactless card?

Well spotted!