Notice Accounts

Band7

jimexbox said:

I've got one pot left in Zopa, soon to be zero. Oxbury 90 account is currently 4.01% AER. 

Investec 90 day 4.25%. Min £5k though.

SuzzleBumpkin

I put in notice with Zopa 3 months ago. Will be transferring to FirstSave which has introduced a 90 day notice account at 4.25% today. 😊

SuzzleBumpkin

By the way, the new FirstSave account mentioned above has a direct-to-bank monthly interest payment option which wasn’t mentioned in the Moneyfacts blurb. It’s one of the things I really like about it, as well as the 4.25% AER.

Band7

HEBS easy-ish access 4.25%, going to 4.5% on June 1. Bit of a weird account but if you can live with the 1980s-style operation, it's a viable alternative to Notice accounts, for up to £50k

https://forums.moneysavingexpert.com/discussion/6448079/mse-news-hanley-economic-launches-top-easy-access-savings-rate-in-14-years-at-4-25

Burcot

Closed my 31 day ZOPA today. 

Patr100

Burcot said:

Closed my 31 day ZOPA today. 

I can't see much around that gives significantly more for a month's notice?
Where are you moving to?

Burcot

Felt the trade off to longer 90-day Investec with 4.25% was worth it.  

flobbalobbalob

Patr100 said:

Burcot said:

Closed my 31 day ZOPA today. 

I can't see much around that gives significantly more for a month's notice?
Where are you moving to?

With the Investec 90 day account you can put multiple notices in for withdrawals, and cancel them at any time. So you could say have access to 1/3 of your money every 30 days  (after the first 90 days).

refluxer

Cynergy are increasing the rates on issue 4 of their (currently available) notice accounts...

35 day - 3.75%
95 day - 4.26%
120 day - 4.31%

https://www.cynergybank.co.uk/personal/online-notice-saver/online-notice-saver/

isasmurf

Hampshire Trust

95 day: 4.30%
120 day: 4.40%