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SuzzleBumpkin said:Does anyone have any experience with cancelling a notice to close an account with Zopa or Flagstone (Allica Bank)? I got fed up with their very slow reaction to previous BoE rate increases. They’re both competitive again now so I’m thinking of cancelling the closure notices. Is it straightforward to cancel the notice?In the case of Zopa, if it was a 95 day pot, would you not be better opening new pots with a £1 balance(eg one every few weeks) and not cancelling a notice to close on your present pot but instead transferring the balance on to each new pot in turn. This way you are not locked in for up to 95 days. Then you would be able to withdraw reasonably quickly if their rate becomes uncompetitive again.0
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Yes. I think you’re right. But I was fed up with them at the time. In hindsight it would have been better just to transfer it to my other pot rather than close the account completely.0
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ZOPA have a limit of £85k too.0
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Has anyone tried funding an OakNorth account via the instant funds transfer system on the app and, if so, did it go smoothly? Each time I open a new account with them and fund it through the normal banking transfer I get referred to Lloyds fraud team and spend half an hour to get it unblocked despite the fact they can see I already have other accounts with OakNorth.
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If it is a repeat occurrence, I would raise a formal complaint with Lloyds if I were you.StayinAlive said:Has anyone tried funding an OakNorth account via the instant funds transfer system on the app and, if so, did it go smoothly? Each time I open a new account with them and fund it through the normal banking transfer I get referred to Lloyds fraud team and spend half an hour to get it unblocked despite the fact they can see I already have other accounts with OakNorth.
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There seems to be a slowing down of interest rate rises, after a 'relatively' lively period. Anyone spot anything over 3.1 or 2% for an easy access account?0
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Definitely over 2% for easy access - https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area#latestBurcot said:There seems to be a slowing down of interest rate rises, after a 'relatively' lively period. Anyone spot anything over 3.1 or 2% for an easy access account?If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
ForumUser7 said:
Definitely over 2% for easy access - https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area#latestBurcot said:There seems to be a slowing down of interest rate rises, after a 'relatively' lively period. Anyone spot anything over 3.1 or 2% for an easy access account?Or maybe ForumUser7 meant: Top Easy Access acs Ranked: Top of The Pots - **No Chat** — MoneySavingExpert Forum
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@burcot - @soulsaver's link is the best out the two - I meant to attach both but forgot 🤦🏻♂️soulsaver said:ForumUser7 said:
Definitely over 2% for easy access - https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area#latestBurcot said:There seems to be a slowing down of interest rate rises, after a 'relatively' lively period. Anyone spot anything over 3.1 or 2% for an easy access account?If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.2 -
Many thanks, Guys. I did mean over 3.1 to 3.2%. All really helpful.1
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