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Notice Accounts
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Zopa tiered 2.40% EA; 2.45, 2.60, 2.8% - 7, 31, 95 day notice (app only) applied (31/10). Smarter Savings built for real life - Zopa
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I opened my first notice account about 4-5 months ago. A 95 days notice account.I have requested a withdrawal of the capital plus one month's interest about 3 months ago, due to better rates elsewhere.I now have 3 months interest, do I just keep requesting withdrawals, every 95 days or can I just close the account?0
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mr._prude said:I opened my first notice account about 4-5 months ago. A 95 days notice account.I have requested a withdrawal of the capital plus one month's interest about 3 months ago, due to better rates elsewhere.I now have 3 months interest, do I just keep requesting withdrawals, every 95 days or can I just close the account?0
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Thanks, it's with Oxbury, will just close the account then.
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Allica Bank 95-Day Notice Personal Savings Account (Issue 1) now 3.07%1
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Paragon exclusive 180-day notice account rate increased to 3.00% AER today
Not so good for new customers, but "a li'l something" for those serving a withdrawal notice...1 -
I've just noticed that Oxbury have a 90 day notice account for 3.40%. I’ve not used Oxbury before, and was wondering if anyone here has experienced whether or not they usually increase their rates (as sometimes happens with other providers of variable rate notice accounts), especially given what they state on their website;
"Please note this account is NOT linked to the Bank of England base rate so fluctuations in the base rate will not be reflected in your interest rate”.
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10_66 said:I've just noticed that Oxbury have a 90 day notice account for 3.40%. I’ve not used Oxbury before, and was wondering if anyone here has experienced whether or not they usually increase their rates (as sometimes happens with other providers of variable rate notice accounts), especially given what they state on their website;
"Please note this account is NOT linked to the Bank of England base rate so fluctuations in the base rate will not be reflected in your interest rate”.
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jimexbox said:10_66 said:I've just noticed that Oxbury have a 90 day notice account for 3.40%. I’ve not used Oxbury before, and was wondering if anyone here has experienced whether or not they usually increase their rates (as sometimes happens with other providers of variable rate notice accounts), especially given what they state on their website;
"Please note this account is NOT linked to the Bank of England base rate so fluctuations in the base rate will not be reflected in your interest rate”.
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Updated list of 90-95 day notice best rate notice accounts:
Please note: I've left out branch or postal accounts, so if you're interested in those you can find them on Moneyfacts.co.uk
As of 8/11/22, 13:00 PM
1. Oxbury Bank Personal 90 Day Notice Account - Issue 1. 3.40%, paid Monthly. Min £1000
https://www.oxbury.com/product-summary-personal-95-day-notice-nap0291111111
2. Family Building Society Capital 90 (2) Notice Savings Account. 3.1%, paid Monthly or Annually on Jan 31st. Min £20k ( Deposits only allowed until Nov 25)
https://www.familybuildingsociety.co.uk/savings/compare-savings-accounts/product-detail/capital-90-(2)?utm_source=Moneyfacts+Best+Buy+Table&utm_medium=Moneyfacts&utm_campaign=Capital+90+(2)&utm_id=Capital+90+(2%2
3. Allica Bank 95-Day Notice Personal Savings Account (Issue 1). 3.10%, paid on Anniversary. Min £10k
4. Oak North Bank Notice Savings Account. 90 Day. 3.07%, paid Monthly. Min £1
https://www.oaknorth.co.uk/personal-savings/notice-accounts/
5. BLME Bank of London and the Middle East. 90 Day Notice Account (Issue 5). 3.03% Expected Profit. Paid Quarterly. Min £10k
6. Ecology Building Society 90-Day Notice ( 2.55% paid at £500, 2.65% paid at £5K, 2.75% paid at £10K, 2.95% paid at £25K) Paid Yearly. Min £500
https://www.ecology.co.uk/savings/savings-accounts/90-day-notice/
7. RCI Bank UK95 Day Notice Savings Account. 2.90%, paid Monthly or on Anniversary. Min £1000
https://www.rcibank.co.uk/savings/notice-savings-account
8. DF Capital 90 Day Notice Account (Issue 2). 2.80%, paid Monthly. Min £1000
https://www.dfcapital.co.uk/savings/notice-accounts
=8. Zopa Smart Saver 95 day boosted pot. 2.80%. Paid Monthly. Min £1 (App only)
https://www.zopa.com/smart-saver
10. UBL UK Raisin UK - 95 Day Notice Account, 2.71% paid on closure. Min £1000
https://www.raisin.co.uk/term-deposit/ubl-uk-95-day-notice-account/?#bank-product-details
For information only, please do your own research. Updates in BOLD.3
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