Notice Accounts

soulsaver

Zopa tiered 2.40% EA; 2.45, 2.60, 2.8% - 7, 31, 95 day notice (app only) applied (31/10). Smarter Savings built for real life - Zopa 

mr._prude

I opened my first notice account about 4-5 months ago. A 95 days notice account.

I have requested a withdrawal of the capital plus one month's interest about 3 months ago, due to better rates elsewhere.

I now have 3 months interest, do I just keep requesting withdrawals, every 95 days or can I just close the account?

soulsaver

mr._prude said:

I opened my first notice account about 4-5 months ago. A 95 days notice account.

I have requested a withdrawal of the capital plus one month's interest about 3 months ago, due to better rates elsewhere.

I now have 3 months interest, do I just keep requesting withdrawals, every 95 days or can I just close the account?

Well you don't say who it's with, but you can close the account, usually with giving the notice.

mr._prude

Thanks, it's with Oxbury, will just close the account then.

Expotter

Allica Bank 95-Day Notice Personal Savings Account (Issue 1) now 3.07%

intalex

Paragon exclusive 180-day notice account rate increased to 3.00% AER today

Not so good for new customers, but "a li'l something" for those serving a withdrawal notice...

10_66

I've just noticed that Oxbury have a 90 day notice account for 3.40%.  I’ve not used Oxbury before, and was wondering if anyone here has experienced whether or not they usually increase their rates (as sometimes happens with other providers of variable rate notice accounts), especially given what they state on their website;

"Please note this account is NOT linked to the Bank of England base rate so fluctuations in the base rate will not be reflected in your interest rate”.

jimexbox

10_66 said:

I've just noticed that Oxbury have a 90 day notice account for 3.40%.  I’ve not used Oxbury before, and was wondering if anyone here has experienced whether or not they usually increase their rates (as sometimes happens with other providers of variable rate notice accounts), especially given what they state on their website;

"Please note this account is NOT linked to the Bank of England base rate so fluctuations in the base rate will not be reflected in your interest rate”.

Very tempting rate for a 90 day notice account. 

10_66

jimexbox said:

10_66 said:

I've just noticed that Oxbury have a 90 day notice account for 3.40%.  I’ve not used Oxbury before, and was wondering if anyone here has experienced whether or not they usually increase their rates (as sometimes happens with other providers of variable rate notice accounts), especially given what they state on their website;

"Please note this account is NOT linked to the Bank of England base rate so fluctuations in the base rate will not be reflected in your interest rate”.

Very tempting rate for a 90 day notice account. 

Yes, just wondered what they're like for passing on/not passing on increases.  I've read one or two negative comments about this on various review pages, but just wondered if anyone on here's experienced them.

Expotter

Updated list of 90-95 day notice best rate notice accounts:

Please note: I've left out branch or postal accounts, so if you're interested in those you can find them on Moneyfacts.co.uk

As of 8/11/22, 13:00 PM  

1. Oxbury Bank Personal 90 Day Notice Account - Issue 1. 3.40%, paid Monthly. Min £1000

https://www.oxbury.com/product-summary-personal-95-day-notice-nap0291111111

2.  Family Building Society Capital 90 (2) Notice Savings Account. 3.1%, paid Monthly or Annually on Jan 31st. Min £20k ( Deposits only allowed until Nov 25)

https://www.familybuildingsociety.co.uk/savings/compare-savings-accounts/product-detail/capital-90-(2)?utm_source=Moneyfacts+Best+Buy+Table&utm_medium=Moneyfacts&utm_campaign=Capital+90+(2)&utm_id=Capital+90+(2%2

3. Allica Bank 95-Day Notice Personal Savings Account (Issue 1). 3.10%, paid on Anniversary. Min £10k

 https://www.allica.bank/personal/savings/95-day-notice-deposit

4.  Oak North Bank Notice Savings Account. 90 Day. 3.07%, paid Monthly. Min £1

https://www.oaknorth.co.uk/personal-savings/notice-accounts/

 
5.  BLME Bank of London and the Middle East. 90 Day Notice Account (Issue 5). 3.03% Expected Profit. Paid Quarterly. Min £10k

 https://www.blme.com/products-and-services/savings/notice-account/

6. Ecology Building Society 90-Day Notice ( 2.55% paid at £500, 2.65% paid at £5K, 2.75% paid at £10K, 2.95% paid at £25K) Paid Yearly. Min £500

https://www.ecology.co.uk/savings/savings-accounts/90-day-notice/

7. RCI Bank UK95 Day Notice Savings Account. 2.90%, paid Monthly or on Anniversary. Min £1000

 https://www.rcibank.co.uk/savings/notice-savings-account

8. DF Capital 90 Day Notice Account (Issue 2). 2.80%, paid Monthly. Min £1000

https://www.dfcapital.co.uk/savings/notice-accounts

=8.  Zopa Smart Saver 95 day boosted pot. 2.80%. Paid Monthly. Min £1 (App only)

https://www.zopa.com/smart-saver

10. UBL UK Raisin UK - 95 Day Notice Account, 2.71% paid on closure. Min £1000

https://www.raisin.co.uk/term-deposit/ubl-uk-95-day-notice-account/?#bank-product-details
 

For information only, please do your own research. Updates in BOLD.