Notice Accounts

Expotter

Top rate 90-95 day Notice Accounts (I've left out branch or postal accounts, so if you're interested in those you can find them on Moneyfacts.co.uk)

As of 20/10/22, 11:45 AM  

1. DF Capital 90 Day Notice Account (Issue 2). 2.80%, paid Monthly. Min £1000

https://www.dfcapital.co.uk/savings/notice-accounts/

2. BLME Bank of London and the Middle East. 90 Day Notice Account (Issue 5). 2.78% Expected Profit. Paid Quarterly. Min £10k

 https://www.blme.com/products-and-services/savings/notice-account/

3. Oak North Bank Notice Savings Account. 90 Day. 2.71%, paid Monthly. Min £1

https://www.oaknorth.co.uk/personal-savings/notice-accounts/

4. Oxbury Bank Personal 95 Day Notice Account - Issue 16. 2.65%, paid Monthly. Min £1000

https://www.oxbury.com/product-summary-personal-95-day-notice-nap0291111

5. Investec Bank plc 90-Day Notice Saver Issue 1. 2.55%, paid Monthly. Min £5k 

 https://savings.investec.com/notice-saver 

=5. Zopa Smart Saver 95 day boosted pot. 2.55%. Paid Monthly. Min £1 (App only)

https://www.zopa.com/smart-saver

7. Close Brothers Savings 95 Day Notice Account (Issue 13). 2.50%, paid Yearly. Min £10k 

 https://www.closesavings.co.uk/personal/savings-accounts/notice-account/95-day

8. RCI Bank UK95 Day Notice Savings Account. 2.40%, paid Monthly or on Anniversary. Min £1000

 https://www.rcibank.co.uk/savings/notice-savings-account

9. Market Harborough BS90 Day Notice Account.2.35%, paid Yearly. Min £5k

https://mhbs.co.uk/savings/90-day/

10.UBL UKRaisin UK - 95 Day Notice Account, 2.31% paid on closure. Min £1000

https://www.raisin.co.uk/term-deposit/ubl-uk-95-day-notice-account/




For information only, please do your own research. Updates in BOLD.

Daliah

HSBC Online Bonus Saver

A bit of an oddball, an easy access account that could be treated as a 30/31 (or max 62, and 28/29 in February) days notice account for between £1 and £10,000. 3% AER. 

You could withdraw your balance on the 1st of a month and still get the 3% AER for the previous month. Then leave the account empty until the 1st of the next month etc etc. 

Perhaps it would also be possible to close the account on the 1st of a month, and then open one again at a later stage. Closing an HSBC savings account can be requested by chat, and the closure takes place overnight. I have closed a redundant HSBC savings account the other day, it was quite quick and painless.

You must have an existing HSBC current or savings account; opening the bonus saver account online just takes seconds. Faster payments into and out of the bonus saver account directly.

https://www.hsbc.co.uk/savings/products/online-bonus-saver/

CooperSF

Oaknorth 90 day now up to 2.9% (1 Nov)

Bobblehat

I seem to be a jinx (to myself!) .... OakNorth email received today increasing their 90 Day notice account to 2.90% on 1st Nov --- applied automatically to existing account (Issue 20)

Bobblehat

CooperSF said:

Oaknorth 90 day now up to 2.9% (1 Nov)

You beat me to it!

Expotter

CooperSF said:

Oaknorth 90 day now up to 2.9% (1 Nov)

It's not on their website yet, so I'll wait until it appears to update the top10 list.

CooperSF

Expotter said:

CooperSF said:

Oaknorth 90 day now up to 2.9% (1 Nov)

It's not on their website yet, so I'll wait until it appears to update the top10 list.

Email notification.

SuzzleBumpkin

It’s so funny.🤣 Less than 24 hours after I opened a new account and transferred most funds across to it (2.4% to 2.7%) they up the rate across all accounts. So I will now have two accounts at 2.9% I guess. 😁 And I still get the higher rate (2.7%) between now and November 1st, so not a wasted effort. 

I like OakNorth. It’s like having a bank account with a sense of humour. 

Bobblehat

SuzzleBumpkin said:

It’s so funny.🤣 Less than 24 hours after I opened a new account and transferred most funds across to it (2.4% to 2.7%) they up the rate across all accounts. So I will now have two accounts at 2.9% I guess. 😁 And I still get the higher rate (2.7%) between now and November 1st, so not a wasted effort. 

I like OakNorth. It’s like having a bank account with a sense of humour. 

I'll admit that my initial reaction to reading the email was not a laugh but more like face-planting my keyboard .... I soon recovered though

Is 0.15% over EA rates enough to make me cancel my notice? Probably not .... I'm hoping to jump to a fix by the time the OakNorth pays out.

Rudyson

They're getting more efficient as well, just one email applying to all my 90 day accounts.