Notice Accounts

Burcot

My Charter 60d is paying 4.95% and Vanquis 60d paying 4.79%.  I havn't  noticed they have given dates for reduction yet...have I missed something guys? 

slinger2

Burcot said:

My Charter 60d is paying 4.95% and Vanquis 60d paying 4.79%.  I havn't  noticed they have given dates for reduction yet...have I missed something guys? 

I've got a Vanquis 90 day. On 18 Nov I had a notification of a rate reduction to 5.00% from 3 March, but nothing since.

Bobblehat

Burcot said:

My Charter 60d is paying 4.95% and Vanquis 60d paying 4.79%.  I havn't  noticed they have given dates for reduction yet...have I missed something guys? 

Charter 60d dropping to 4.71%/4.81% on 24/03/2025. I posted this here on 9th Jan, so that must have been the date of the email (to Mrs Bobble).

JJM03

Burcot said:

My Charter 60d is paying 4.95% and Vanquis 60d paying 4.79%.  I havn't  noticed they have given dates for reduction yet...have I missed something guys? 

Charter 60 day Issue 33 down to 4.71% Gross from 25 March. Notified by email on the 9th Jan. As far as I know Vanquis 60 day is still 4.79%. They have recently changed their terms to give 60+14 days notice of any reduction I believe.

Bobblehat

JJM03 said:

Burcot said:

My Charter 60d is paying 4.95% and Vanquis 60d paying 4.79%.  I havn't  noticed they have given dates for reduction yet...have I missed something guys? 

Charter 60 day Issue 33 down to 4.71% Gross from 25 March. Notified by email on the 9th Jan. As far as I know Vanquis 60 day is still 4.79%. They have recently changed their terms to give 60+14 days notice of any reduction I believe.

Charter's historic rates table show that the current rate for the 60d Issue 33 account ends on 23/03/2025, so I think the 24th is correct for rate change. Unfortunately, Mrs Bobble has ditched the original email, so I can't double check.

JJM03

Bobblehat said:

JJM03 said:

Burcot said:

My Charter 60d is paying 4.95% and Vanquis 60d paying 4.79%.  I havn't  noticed they have given dates for reduction yet...have I missed something guys? 

Charter 60 day Issue 33 down to 4.71% Gross from 25 March. Notified by email on the 9th Jan. As far as I know Vanquis 60 day is still 4.79%. They have recently changed their terms to give 60+14 days notice of any reduction I believe.

Charter's historic rates table show that the current rate for the 60d Issue 33 account ends on 23/03/2025, so I think the 24th is correct for rate change. Unfortunately, Mrs Bobble has ditched the original email, so I can't double check.

Apologies. 24 March is correct.

Burcot

Thank you so much, guys.  Blimey, what a change from us all  looking for the best rising rates - now for the best prices while rates dropping..

Born2Save_3

Market Harborough BS 195 Day Notice rate dropped from 5.1%AER to 4.85%AER on 21st Jan

I was told that they provide a 60 day window for instant access that will close on 22/3/25.

https://mhbs.co.uk/previous-interest-rates/

https://mhbs.co.uk/savings/195-day/

For me, the current future highest rates after DFCapital 90 day drops to 4.9%AER on 22/4/25, appear to be: 

* DFCapital 120 day at 5%AER from 14/2/25

* Vanquis 90 day at 5%AER currently

Bobblehat

Born2Save_3 said:

Market Harborough BS 195 Day Notice rate dropped from 5.1%AER to 4.85%AER on 21st Jan

I was told that they provide a 60 day window for instant access that will close on 22/3/25.

https://mhbs.co.uk/previous-interest-rates/

https://mhbs.co.uk/savings/195-day/

For me, the current future highest rates after DFCapital 90 day drops to 4.9%AER on 22/4/25, appear to be: 

* DFCapital 120 day at 5%AER from 14/2/25

* Vanquis 90 day at 5%AER currently

I have Vanquis Issue 6 at 4.98%/5.10% currently (dropping to 4.89%/5.00% 03/03/25) and the current Vanquis 90 Day Issue 8 is 4.61%/4.71%. Which Issue is currently 5% AER?

slinger2

Bobblehat said:

For me, the current future highest rates after DFCapital 90 day drops to 4.9%AER on 22/4/25, appear to be: 

* DFCapital 120 day at 5%AER from 14/2/25

* Vanquis 90 day at 5%AER currently

I have Vanquis Issue 6 at 4.98%/5.10% currently (dropping to 4.89%/5.00% 03/03/25) and the current Vanquis 90 Day Issue 8 is 4.61%/4.71%. Which Issue is currently 5% AER?

I assume they mean that those 2 rates will be the best on 22/4/25. The "currently" is a bit confusing since there's only 90 days until then so the the Vanquis 90-day account will be 5% AER on that date (assuming they've received the same notifications as me).