Notice Accounts

Bobblehat

Mine is being split between Gatehouse ERG EA @ 5% (only available by an RS maturing), Vanquis 90 Day Notice @ 4.98% (until 3rd March) NLA, and Furness 2 Access EA @ 4.9% (NLA). More for the ease of what I already have rather than looking to squeeze the absolute max out of new accounts.

Burcot

Bobblehat - your response just shows how difficult it is getting to find half decent accounts now.  most NLA. 

Bobblehat

Burcot said:

Bobblehat - your response just shows how difficult it is getting to find half decent accounts now.  most NLA. 

Yes! It's a case of look and see what you've already got, or have a browse to see if there is anything substantially better to merit opening something new! I put a tiny bit of effort into the latter and couldn't see anything obvious, so went with the former 

Other peoples' financial/banking circumstances may be different to mine, so I guess their motivation to put more effort in may be greater than mine in order to maximise interest! Various threads on this forum are a great help there!

poseidon1

Burcot said:

Cynergy 95day...where else to go now? 

For new customer's Cynergy's best notice account (120 days ? ) pays 4.70%.  Investec 95 day account at 4.84% seems to be one of the best rates available for newcomers.

exel1966

DF CAPITAL 90 DAY NOTICE Iss 4

We wanted to let you know that the interest rate on your 90 Day Notice Account will be reducing on 22 April 2025. This date represents the notice period, plus a further 14 days for you to consider your options. As this is a variable rate savings account, we periodically review and update the rates. We will remind you of the reduction again within 14 days of the change taking effect.

Current Interest Rate                               5.11% AER variable

New Interest Rate as of 22 April 2025     4.90% AER variable

Rheumatoid

exel1966 said:

DF CAPITAL 90 DAY NOTICE

We wanted to let you know that the interest rate on your 90 Day Notice Account will be reducing on 22 April 2025. This date represents the notice period, plus a further 14 days for you to consider your options. As this is a variable rate savings account, we periodically review and update the rates. We will remind you of the reduction again within 14 days of the change taking effect.

Current Interest Rate                               5.11% AER variable

New Interest Rate as of 22 April 2025     4.90% AER variable

Anyone remember what the 120 day (issue 1) is going down to? 

mebu60

exel1966 said:

DF CAPITAL 90 DAY NOTICE

We wanted to let you know that the interest rate on your 90 Day Notice Account will be reducing on 22 April 2025. This date represents the notice period, plus a further 14 days for you to consider your options. As this is a variable rate savings account, we periodically review and update the rates. We will remind you of the reduction again within 14 days of the change taking effect.

Current Interest Rate                               5.11% AER variable

New Interest Rate as of 22 April 2025     4.90% AER variable

The current current rate is actually 5.3% is it not? Then 5.11% from 23:02:25. Until 22:04:25. 

exel1966

mebu60 said:

exel1966 said:

DF CAPITAL 90 DAY NOTICE

We wanted to let you know that the interest rate on your 90 Day Notice Account will be reducing on 22 April 2025. This date represents the notice period, plus a further 14 days for you to consider your options. As this is a variable rate savings account, we periodically review and update the rates. We will remind you of the reduction again within 14 days of the change taking effect.

Current Interest Rate                               5.11% AER variable

New Interest Rate as of 22 April 2025     4.90% AER variable

The current current rate is actually 5.3% is it not? Then 5.11% from 23:02:25. Until 22:04:25. 

That's the earlier version, Iss 3

SnowMan

Here is the relevant part of the notice email for the DF 90 day (issue 1) account which is currently paying 5.3% AER, reducing to 5.11% AER on 23/2/2025 and now reducing to 4.9% on 22/4/2025.

Born2Save_3

Rheumatoid said:

exel1966 said:

DF CAPITAL 90 DAY NOTICE

We wanted to let you know that the interest rate on your 90 Day Notice Account will be reducing on 22 April 2025. This date represents the notice period, plus a further 14 days for you to consider your options. As this is a variable rate savings account, we periodically review and update the rates. We will remind you of the reduction again within 14 days of the change taking effect.

Current Interest Rate                               5.11% AER variable

New Interest Rate as of 22 April 2025     4.90% AER variable

Anyone remember what the 120 day (issue 1) is going down to? 

From an email received 3/10/24 :

We wanted to let you know that the interest rate on your 120 Day Notice Account will be reducing on 14 February 2025. This date represents the notice period, plus a further 14 days for you to consider your options.

As this is a variable rate savings account, we periodically review and update the rates. We will remind you of the reduction again within 14 days of the change taking effect. 

Current Interest Rate
5.35% AER variable

New Interest Rate

5.00% AER variable