TSB Mortgages... How long is normal to wait?

Nishyep

goldhair86 said:

Nishyep said:

Hi @goldhair86
have you heard anything back from your MB?

I have been told by builders that Valuation was completed yesterday morning.

No nothing yet! Valuation took place and my MB called me the next day to say I should hear back by latest on Tuesday 19th. Just keeping everrything crossed now. Almost at the last hurdle! Have you heard anything? 

I have called the TSB on Friday to get an update and they said still waiting to get the valuation report from The connels agency who did the survey

goldhair86

Nishyep said:

goldhair86 said:

Nishyep said:

Hi @goldhair86
have you heard anything back from your MB?

I have been told by builders that Valuation was completed yesterday morning.

No nothing yet! Valuation took place and my MB called me the next day to say I should hear back by latest on Tuesday 19th. Just keeping everrything crossed now. Almost at the last hurdle! Have you heard anything? 

I have called the TSB on Friday to get an update and they said still waiting to get the valuation report from The connels agency who did the survey

Your valuation was done the same day as mine and my MB said I should hear by the latest tomorrow. So if we are on the same timeline we should hear by then hopefully. 🙏🏼 for good news!

Nishyep

@goldhair86
I have got an update saying that still waiting for valuation report and provided me their contact number.
Surveyor team are waiting for some additional documents from builders as its new build and they were shut yesterday.

I have chased builders today another couple of days tension.

have you heard any news?

goldhair86

Nishyep said:

@goldhair86
I have got an update saying that still waiting for valuation report and provided me their contact number.
Surveyor team are waiting for some additional documents from builders as its new build and they were shut yesterday.

I have chased builders today another couple of days tension.

have you heard any news?

Nope nothing. The only update I’ve had today is that TSB are still reviewing the valuation. This has taken almost a month! I was told I’d hear back today - but more waiting. It’s getting tiresome now

Nishyep

@goldhair86

Finally got the offer!.....just got a call from my Mortgage broker and he just sent all the documents.

Good luck

goldhair86

Nishyep said:

@goldhair86

Finally got the offer!.....just got a call from my Mortgage broker and he just sent all the documents.

Good luck

Congratulations! That’s amazing! 

Fingers crossed I hear something soon 

thelastofman

We had an amendment to property price and TSB requested an updated proof of deposit despite no change. Took 2 days for mortgage broker to let us know and then another 3 days for TSB to respond requesting address format to match postal address for this document.

Anyone able to offer insight into how TSB review things? Do they do one thing at a time (request document, review and tick and then the next thing)? Or do they request all documents required at the same time?

I’m wondering whether we will have more documents requested after this is satisfied or we’ll have an offer. 

Once they have all updated documents do they then do a final round of underwriting or is it the same team checking documents who can proceed with offer?

Nishyep

thelastofman said:

We had an amendment to property price and TSB requested an updated proof of deposit despite no change. Took 2 days for mortgage broker to let us know and then another 3 days for TSB to respond requesting address format to match postal address for this document.

Anyone able to offer insight into how TSB review things? Do they do one thing at a time (request document, review and tick and then the next thing)? Or do they request all documents required at the same time?

I’m wondering whether we will have more documents requested after this is satisfied or we’ll have an offer. 

Once they have all updated documents do they then do a final round of underwriting or is it the same team checking documents who can proceed with offer?

You can call tsb intermediates and they were very helpful with my application with the status.

https://intermediary.tsb.co.uk/

thelastofman

Nishyep said:

thelastofman said:

We had an amendment to property price and TSB requested an updated proof of deposit despite no change. Took 2 days for mortgage broker to let us know and then another 3 days for TSB to respond requesting address format to match postal address for this document.

Anyone able to offer insight into how TSB review things? Do they do one thing at a time (request document, review and tick and then the next thing)? Or do they request all documents required at the same time?

I’m wondering whether we will have more documents requested after this is satisfied or we’ll have an offer. 

Once they have all updated documents do they then do a final round of underwriting or is it the same team checking documents who can proceed with offer?

You can call tsb intermediates and they were very helpful with my application with the status.

https://intermediary.tsb.co.uk/

Was yours through a broker? I thought they don’t speak to you directly if you have a broker?

Nishyep

thelastofman said:

Nishyep said:

thelastofman said:

We had an amendment to property price and TSB requested an updated proof of deposit despite no change. Took 2 days for mortgage broker to let us know and then another 3 days for TSB to respond requesting address format to match postal address for this document.

Anyone able to offer insight into how TSB review things? Do they do one thing at a time (request document, review and tick and then the next thing)? Or do they request all documents required at the same time?

I’m wondering whether we will have more documents requested after this is satisfied or we’ll have an offer. 

Once they have all updated documents do they then do a final round of underwriting or is it the same team checking documents who can proceed with offer?

You can call tsb intermediates and they were very helpful with my application with the status.

https://intermediary.tsb.co.uk/

Was yours through a broker? I thought they don’t speak to you directly if you have a broker?

I have applied through broker but contacted them couple of times and they gave me the exact status.
All you need is Roll number or application number from DIP