Chase account

Jami74

Imagine walking into a bank waving a Firearms Certificate/Shotgun Licence. -
"I want an account, I have a gun" 😂

Daliah

MichaelAP said:

Thank you everyone….. My Blue Badge with Photo ID has helped on other occasions, normally with a proof of address.
I’m good and very happy with all who have a Chase account and have no issues with the ruling system.
Such a shame the Blue Badge is not accepted.

Chase, like all other banks, is not obliged to offer their accounts to every adult but they must verify a person's ID before granting them an account. So they will use the most obvious Government-issued documents, passport or permanent/provisional driving licence. I haven't yet come across a financial institution that accepts Blue Badge as proof of ID (feel free to prove me wrong) so the ID verification software they use is unlikely to support Blue Badges. You'd probably have to get the FCA to mandate Blue Badges as acceptable ID.
 

Matt1510

Rollinghome said:

MichaelAP said:

Thank you everyone….. My Blue Badge with Photo ID has helped on other occasions, normally with a proof of address.
I’m good and very happy with all who have a Chase account and have no issues with the ruling system.
Such a shame the Blue Badge is not accepted.

Good for you Michael, for highlighting a problem that people with a disability may have when seeking to open a bank account. 

I'm lucky to be still pretty fit despite the passing of the years, but don't take it for granted. Any one of us can be left with a disability at any time in our lives, so it's in the interest of us all to ensure that there is access for all to all the facilities and services enjoyed by the fully able-bodied.  We've come a long way in just the last 40 years or so, but as you point out, there is still a way to go and problems that need a solution.

So perhaps you could find time to write to the Chase CEO, politely pointing out the problem and asking if a solution could be found. Perhaps write to your MP, as suggested above too, and encourage friends in local support groups to do the same.  Problems never get resolved unless brought to the attention of those who can provide a solution.  Good luck!

Only that in this specific instance there isn't any problem and there is a solution.
I want a Blue Badge then I can park virtually anywhere, Yes I'm disabled, just not disabled enough according to the rules.

masonic

Matt1510 said:

Rollinghome said:

MichaelAP said:

Thank you everyone….. My Blue Badge with Photo ID has helped on other occasions, normally with a proof of address.
I’m good and very happy with all who have a Chase account and have no issues with the ruling system.
Such a shame the Blue Badge is not accepted.

Good for you Michael, for highlighting a problem that people with a disability may have when seeking to open a bank account. 

I'm lucky to be still pretty fit despite the passing of the years, but don't take it for granted. Any one of us can be left with a disability at any time in our lives, so it's in the interest of us all to ensure that there is access for all to all the facilities and services enjoyed by the fully able-bodied.  We've come a long way in just the last 40 years or so, but as you point out, there is still a way to go and problems that need a solution.

So perhaps you could find time to write to the Chase CEO, politely pointing out the problem and asking if a solution could be found. Perhaps write to your MP, as suggested above too, and encourage friends in local support groups to do the same.  Problems never get resolved unless brought to the attention of those who can provide a solution.  Good luck!

Only that in this specific instance there isn't any problem and there is a solution.
I want a Blue Badge then I can park virtually anywhere, Yes I'm disabled, just not disabled enough according to the rules.

It would probably come down to the government making that particular database available for the identity checks to be done, and the FCA waving that through. A better option will be the soon to be launched voter ID cards as these are specifically designed to replace passport/driving licence in instances where a voter does not have those documents.

Sensory

One common problem experienced by many UK adolescents is proving their age to access/buy age-restricted goods and services.

Solution 1: Passport
Reasons not to:

• It's too expensive.
• It's too big/bulky/important to carry around everywhere, especially into bars/nightclubs.
• No plans to travel internationally.

Solution 2: (Provisional) Driving licence.
Reasons not to:

• It's still too expensive.
• Do not drive.

Solution 3: PASS card
Reasons not to:

• The PASS scheme may be government-backed but cards are issued by a third party, and there is no legislation enforcing or even encouraging its acceptance so venues can reject it at their discretion, often rendering the card practically useless. Venues insist they must follow the law (naturally) yet they are not sufficiently confident in the PASS scheme to accept it.

Clearly, the problem is legislative. For various reasons, only passports (and to a lesser extent driving licences) are accepted everywhere for any identification purpose, yet neither is used solely for the purpose of identification, and the British public as a whole is extremely resistant to national ID, resulting in problems such as those expressed in this topic.

In contrast, in areas like Hong Kong, all residents aged 11+ living there for longer than 180 days must register for an ID card; it's just a fact of life and they never have to think about any of this. I obtained a UK passport purely to make my life easier here, and keeping one valid costs as little as 63p a month.

smudge56

Sensory said:

In contrast, in areas like Hong Kong, all residents aged 11+ living there for longer than 180 days must register for an ID card; it's just a fact of life and they never have to think about any of this. I obtained a UK passport purely to make my life easier here, and keeping one valid costs as little as 63p a month.

Identity card were introduced in 2006 but the conservative government got rid of them as soon as they came into power in 2011

https://en.wikipedia.org/wiki/Identity_Cards_Act_2006

MichaelAP

Rollinghome said:.

Good for you Michael, for highlighting a problem that people with a disability may have when seeking to open a bank account. 

I'm lucky to be still pretty fit despite the passing of the years, but don't take it for granted. Any one of us can be left with a disability at any time in our lives, so it's in the interest of us all to ensure that there is access for all to all the facilities and services enjoyed by the fully able-bodied.  We've come a long way in just the last 40 years or so, but as you point out, there is still a way to go and problems that need a solution.

So perhaps you could find time to write to the Chase CEO, politely pointing out the problem and asking if a solution could be found. Perhaps write to your MP, as suggested above too, and encourage friends in local support groups to do the same.  Problems never get resolved unless brought to the attention of those who can provide a solution.  Good luck!

Many thanks for your thoughts and encouragement.
I have considered contacting my MP who know’s me from a couple of other occasions (I served 27 years in the Armed Forces and was medically discharged after receiving a substantial injury which left me with a permanent 80% disability). My MP has met me where I try to help those suffering with PTSD and severe disabilities.

Thanks again
Michael. 👍  

[Deleted User]

Very masonic said:

Matt1510 said:

Rollinghome said:

MichaelAP said:

Thank you everyone….. My Blue Badge with Photo ID has helped on other occasions, normally with a proof of address.
I’m good and very happy with all who have a Chase account and have no issues with the ruling system.
Such a shame the Blue Badge is not accepted.

Good for you Michael, for highlighting a problem that people with a disability may have when seeking to open a bank account. 

I'm lucky to be still pretty fit despite the passing of the years, but don't take it for granted. Any one of us can be left with a disability at any time in our lives, so it's in the interest of us all to ensure that there is access for all to all the facilities and services enjoyed by the fully able-bodied.  We've come a long way in just the last 40 years or so, but as you point out, there is still a way to go and problems that need a solution.

So perhaps you could find time to write to the Chase CEO, politely pointing out the problem and asking if a solution could be found. Perhaps write to your MP, as suggested above too, and encourage friends in local support groups to do the same.  Problems never get resolved unless brought to the attention of those who can provide a solution.  Good luck!

Only that in this specific instance there isn't any problem and there is a solution.
I want a Blue Badge then I can park virtually anywhere, Yes I'm disabled, just not disabled enough according to the rules.

It would probably come down to the government making that particular database available for the identity checks to be done, and the FCA waving that through. A better option will be the soon to be launched voter ID cards as these are specifically designed to replace passport/driving licence in instances where a voter does not have those documents.

Anything involving Erik Pickles is best avoided - even if it does come to fruition along with the rest of loony ideas of swivel eyed loons.

Seekero

MSE wording of Chase promotion is now OK as it should not be considered your primary bank. I was early adopter, after 12 months was paying in the 500p.m. and built up a large credit. I tried to pay a big bill by the app.,even confirmed it was safe and to someone known via the app. I presumed it had been paid but it hadnt I had to ring them to get the bill paid. I was told I should have paid by other means, i.e.a CC or DC not by the app. I didnt like being lectured or embarrassed. We are both gone, early this year, there are other app banks and one I am able to deal with as an APP.