Where to focus - mortgage, renovations etc?

debtfreewannabe321

Brilliant news! 😃 
I hope the survey comes back ok. We've a lot of prefabs here near us and I see them up for sale every now and then and they seem to sell fine so assuming people have mortgages with them (they're not in an affluent area). 
I have my fingers crossed for you!! 😁 

South_coast

Excellent news! I really hope things go smoothly from here x

shellstar

I have been quiet because it's been pretty hectic recently. I had a big project at work but that is now in, so at least some stress is alleviated. DS is also sleeping better (or at least mostly waking at 5am, not before) so that helps as well. I won't go into ex-DP. I am getting the impression that once the house is sold, we won't be seeing that much of him. 

House wise, things are progressing on my side. My building survey advised a structural engineer take a look and that I get asbestos testing done due to some observations made. The structural engineer reported yesterday that everything is a-ok. Hurrah! The asbestos survey and tests were done on Tuesday so I am hoping to have the results of that before Christmas. Otherwise, I have my mortgage offer etc. so I am mostly waiting. The waiting may take a while as on Tuesday I was told that our buyer has lost their buyer again. I am not sure why, but their house is back up on right move. I can't imagine it will sell before Xmas so I'm keeping calm and we'll see what happens in January. It's not like we're about to exchange so I am not panicking. 

Some worse news (for me) was that I crashed my car. I went into the back of someone on the way to pick up DS. It wasn't a high speed collision but I am grateful he wasn't in the car. I honestly still don't know how it happened. It was dark and wet I guess, but I don't know how I didn't see the car in front had stopped. I'm putting it down to mental load. I've had a lot on my plate and that week was particularly full on as I was having to do house paperwork, Ex-DP was being less than communicative and work etc. The worst part for me was that AI said my car was likely a total loss (due to my car not being worth all that much I guess - the damage wasn't that bad) and so the insurance company won't give me a courtesy car. They took two weeks to collect it for assessment (re-arranged twice because they 'ran out of time') and so I've been having to fork out for hire cars. It's been so stressful. I saved for a few days as I had a work trip, but the additional mental load of logistics, driving a huge, brand new car that doesn't belong to me and the cost has been quite a lot. They've also said they may not actually make a decision until the new year. So I've actually decided just to use my emergency fund and get a new car. It means I can drive something more manageable, not these beasts of a car they've been giving me despite me ordering smaller cars. It means in the likely event they write my other car off, I'm already sorted. If they don't write it off, I'll list both for sale and keep whichever one doesn't sell first. I decided that's a problem I'd rather have over having to rent cars and live in uncertainty over the Christmas Break. 

I finish work tomorrow and I've got Monday to myself to finish prep. We're off to see Santa on Sunday. I'm hoping for a nice photo on a sleigh or something, but I suspect we won't be enjoying Santa himself. I'm then planning to start potty training on the 23rd. Apart from my mum, brother and mum's friend coming over for Xmas day, it's mostly just DS and I (and the dog) so I think I will go ahead and start that process. Sorting the car out also helps with that. Reducing everything on my plate so I can just focus on DS over the holidays.  

Hope everyone has a nice Christmas break. Onwards and upwards for 2026! 

beanielou

Sorry to hear about your car. 

daisy_1571

Sorry to hear about accident,  like you say possibly brain overload.   Is the car not driveable if it isn't much damaged? 

Dxx