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Five Year Fix, Five Year Plan

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Comments

  • KajiKita
    KajiKita Posts: 10,933
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite
    edited 2 March 2024 at 8:48AM
    I really enjoyed Lessons in Chemistry , hope you do too 😊

    I liked Malta, loads of history and every possible food option you can think of. The bus service is really good - get a weekly ticket and you can ramble around almost anywhere. The boat trip to Gozo is horribly busy but Gozo itself is lovely - much quieter than Malta with a really tangible atmosphere 😊

    C’mon then, HOW on earth do you come in under budget on food spend??! I need some advice here!! 😊😉👏

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 77 books of target 52 in 2026 as @ 25th October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • killerpeaty
    killerpeaty Posts: 2,670
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    Very social! I'm glad you're enjoying this book more than the last.

    Well done on your month!
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Well done on the socialising - I trust you had plenty of fun along the way.

    My new build gardens always squelched. I dug ditched around the lawn between them and the flower beds and added gravel. That helped.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Love the sharing of plants. That's community right there even if it's different to the old days.

    Glad you enjoyed the gig. The comic con sounds great too. They always look so colourful in movies.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
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