We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

How best to help my neighbour?

ellymoo
ellymoo Posts: 168 Forumite
Part of the Furniture 100 Posts Photogenic Name Dropper
My neighbour, a pensioner, asked me for help with his electricity bill a few months ago and I now have authority to deal with his account (he doesn't have access to email, internet, etc.). He was paying £300 a month for a 1 bed flat. He has no washing machine nor dishwasher, spends all his time down the allotment and doesn't believe in heating. He had only given the supplier 1 reading since moving in so we got that sorted out and I also got a smart meter installed for him. His payments were reduced to £90 a month. A month or so ago they went up to £130. Now Scottish Power have emailed again to tell him that they need to go up to £196 a month. This despite the fact we are going into summer and the guy scarcely turns his lights on!

He is apparently on a variable rate which is not helping him - so should he stay on this, or fix? I don't know how to help him for the best but there is no way he should be paying so much when he doesn't use anything. Thank you.
«13456

Comments

  • TheMilkmansDad
    TheMilkmansDad Posts: 743 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 17 May 2022 at 9:31AM
    nothing wrong with the variable rate - it's probably the cheapest out there at present.

    The question is why the increase? Assuming you have access to his bills - can you check and ensure that the correct meter readings are being used on the bills? There are other things to check but that would be a good starting point.
  • brewerdave
    brewerdave Posts: 9,079 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ellymoo said:
    My neighbour, a pensioner, asked me for help with his electricity bill a few months ago and I now have authority to deal with his account (he doesn't have access to email, internet, etc.). He was paying £300 a month for a 1 bed flat. He has no washing machine nor dishwasher, spends all his time down the allotment and doesn't believe in heating. He had only given the supplier 1 reading since moving in so we got that sorted out and I also got a smart meter installed for him. His payments were reduced to £90 a month. A month or so ago they went up to £130. Now Scottish Power have emailed again to tell him that they need to go up to £196 a month. This despite the fact we are going into summer and the guy scarcely turns his lights on!

    He is apparently on a variable rate which is not helping him - so should he stay on this, or fix? I don't know how to help him for the best but there is no way he should be paying so much when he doesn't use anything. Thank you.
    Check that they are using real readings not estimates. SP have form for not using the reads from their own installed "smart" meters !! £196 pm for a one bedroom flat is nonsensical UNLESS he is somehow using heating but doesn't realise it!!
  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Check 1 - do his current usage and payments match?  What happened to all the overpayments form paying £300 a month?   Was it just the overpayments that reduced the payments to £90?
    Check 2 - a flat you say.  Does the meter he is paying for definitely match the electricity he is using? And only his?  Not paying for the flat next door instead or as well?  Someone will link soon to the excellent 'meter sanity test'.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • pochase
    pochase Posts: 3,449 Forumite
    1,000 Posts Third Anniversary Name Dropper
    When you said he was paying £300 because he never submitted readings, and the DD was reduced to £90 after the reading was submitted, what happened to the credit that should have been there by overpaying for a long time? 

    I assume if you got a smart meter that the serial number of the meter and the bill match. Also when the meter was installed the electricity in his flat hopefully went off to rule out that  he is paying for somebody else energy.

    Can you let us know what when the smart meter was installed (I assume the reading was 0) and what the meter read is today. If he is on E7 we need both registers.

    What is the last bill he received? Are there meter reads with an S for the smart meter or an E for estimated?

    And finally is there e credit or a debt, and by how much?

    Please also check that he did not switch to a fixed rate, that would also be an explanation for the increased DD.
  • Gerry1
    Gerry1 Posts: 10,853 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Check 2 - a flat you say.  Does the meter he is paying for definitely match the electricity he is using? And only his?  Not paying for the flat next door instead or as well?  Someone will link soon to the excellent 'meter sanity test'.
    Your wish is my command ! 
  • EssexHebridean
    EssexHebridean Posts: 26,373 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A couple of points - who inferred that his variable rate is "not helping him" - did that come from the energy supplier, or elsewhere? 

    Also - one thing you could definitely do to help him albeit not specifically related to the issue in the thread - ahead of the winter purchase a small thermometer and pop it somewhere in his flat - ideally in the area he uses for sitting when he's at home. It means at least you can keep an eye to ensure that the temperature in his flat isn't falling to dangerously low levels if he's already reluctant to use heating. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Gerry1
    Gerry1 Posts: 10,853 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It might be worth considering changing to Variable Monthly Direct Debit. That will avoid all the shenanigans with silly increases in the DD amount which often build up unnecessary amounts of credit. Of course, the bills will be higher in winter but if he uses very little energy that shouldn't be a problem.
    Similarly, it may be worth changing supplier: Scottish Power don't exactly have a brilliant customer service reputation. At the moment EDF and Octopus seem to be the only suppliers accepting new customers on the capped Standard Variable Tariff, but only if you phone them.
    EDF's billing leaves much to be desired, but Octopus seem to have a better reputation (and by all accounts can hardly be worse than Scottish Power); in fact, EDF will be changing to Octopus's billing platform, Kraken. If an existing Octopus customer provides a recommendation, Octopus also gives £50 to them and £50 to the new customer.
  • ellymoo
    ellymoo Posts: 168 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    edited 17 May 2022 at 11:03AM
    Thanks very much for your answers. I really appreciate them all.

    Firstly the credit that was there - £400 odd - was 'wiped out' by his usage. I have asked him to check his meter number (he's my old neighbour so I can't pop round myself).

    I'm going through his bills online currently. I can only see as far back as 2020 and can't download all the bills to look at the meter readings infuriatingly so am currently on hold to Scottish Power.

    16 Oct 2020.
    Closing balance -£4.58
    Payments of £82 continued

    15 Jan 2021.
    Apparently he used £1221.07 electricity* (I suspect an error here)
    Payments of £82 continued.
    Closing balance of -£807.

    3 Feb 2021
    Used £90.36 of electricity
    Closing balance -£902.61

    10 Feb 2021
    Electricity used £2399.97* 
    Cancelled charges (difference between est and actual): £2142.30
    Closing balance £1280.26

    24 March 21
    Electricity used £273
    Direct debit payment £205
    Closing balance £1361.91

    23 April 21
    Electricity used £182.91
    Direct debit payments: £308, £205
    Closing balance -£1040.97

    16 July
    Electricity used £407
    Payments made £308 x 2
    Closing balance: - £853

    21 Oct 21
    Electricity used £754
    Cancelled charges £286
    Closing balance £185

    13 Nov (when he asked me for help)
    Electricity used £87.81
    Closing balance £401

    Latest bill:
    22 April
    Electricity used £525
    Closing balance £77

    Payment received in May: £136

    The meter readings I can download thusfar:

    July
    Electricity 16 Jul 21 Day 26885 (E )
    Electricity 16 Jul 21 Night 24669 (E ) 

    October:
    Electricity 21 Oct 21 Day 26000 (A)
    Electricity 21 Oct 21 Night 25062 (A)


    November
    Electricity 13 Nov 21 Day 26308 (A)
    Electricity 13 Nov 21 Night 25141 (A)


    His smart meter was installed early December.

    January
    lectricity 21 Jan 22 Day 1287 (S )
    Electricity 21 Jan 22 Night 269 (S )

    April
    Electricity 22 Apr 22 Day 3064 (S )
    Electricity 22 Apr 22 Night 641 (S )

  • BUFF
    BUFF Posts: 2,185 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    £196 pm for a one bedroom flat is nonsensical UNLESS he is somehow using heating but doesn't realise it!!
    e.g. check that his immersion heater isn't running 24/7
  • ellymoo
    ellymoo Posts: 168 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Infuriatingly, his bills were telling him that he's on the cheapest tariff avaialble, but I don't believe this as it's a 'standard' tariff. 
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.6K Banking & Borrowing
  • 254.8K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.2K Work, Benefits & Business
  • 605.7K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.