We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Unable to transfer money to Chase Bank

Hi,
I seem to be stuck in limbo between my bank "AIB" and Chase Bank
Chase does not accept CHAPS and they can only receive payment or BACS
How do I transfer money to Chase?  My Bank is unable to help.
John
«13

Comments

  • Above should read:
    Chase can only receive payment via Faster Payment or BACS

  • eskbanker
    eskbanker Posts: 38,850 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What's the problem with paying in via Faster Payments (breaking into smaller chunks if above your daily/transaction limit)?
  • Sorry; I've never heard of faster Payment; how does it work?
  • eskbanker
    eskbanker Posts: 38,850 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 April 2022 at 11:52AM
    Sorry; I've never heard of faster Payment; how does it work?
    It's often just referred to generically as a bank transfer - how do you send money anywhere from your bank normally?

    Edit: just to check your reference to AIB, I take it this is a UK sterling current account that you're looking to send from?
  • Yes UK sterling bank, I normally use the app and put in sort code and account number and bingo but not working with Chase. 
  • eskbanker
    eskbanker Posts: 38,850 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes UK sterling bank, I normally use the app and put in sort code and account number and bingo but not working with Chase. 
    What happens when you try?  Chase don't participate in the Confirmation of Payee service, so you'll get a warning about the destination not being recognised, but assuming you're going past that, do you get some sort of error message when you actually try to complete the transaction?
  • I get the below error message; repeating request does not allow me to go through; that's as far as I can get, and the sort code and account details are from the Chase app so are correct.

    The details you have entered are incorrect or do not exist. Please re-enter the details and confirm (Ref 230)
  • eskbanker
    eskbanker Posts: 38,850 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I get the below error message; repeating request does not allow me to go through; that's as far as I can get, and the sort code and account details are from the Chase app so are correct.

    The details you have entered are incorrect or do not exist. Please re-enter the details and confirm (Ref 230)
    Sorry, no idea then, but if you've already fed that information back to AIB and found them unable to assist then I'm not sure where else you can go - do you have any other bank accounts perhaps?
  • I may just not bother and keep in a savings account getting 1% like Saga, the 1% cashback would have been nice though.
    Thanks for your input eskbanker.
  • penners324
    penners324 Posts: 3,592 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Perhaps AIB haven't updated their accepted sort codes yet....
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.