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UC by 2024

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Comments

  • andrewmp
    andrewmp Posts: 1,798 Forumite
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    If someone has savings over 16k at the point of migration from tax credits will they get transitional protection and how long will this last for if no other changes get made to the UC claim for several years after?
    The savings over £16k are disregarded for a year.  
  • calcotti
    calcotti Posts: 15,696 Forumite
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    If someone has savings over 16k at the point of migration from tax credits will they get transitional protection and how long will this last for if no other changes get made to the UC claim for several years after?
    As Andrew says, Capital over £16,000 will be ignored for 12 months. Transitional protection will apply to the calculation of the UC amount at the point of transfer. If there is still more than £16,000 after 12 months UC entitlement will end. 
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • kaMelo
    kaMelo Posts: 2,888 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 16 May 2022 at 1:31AM
    calcotti said:
    No one has suggested that the process is as indicated inn your opening paragraph.
     @andrewmp was suggesting exactly that,.. 
    calcotti said:

    I have made no indication of how many students might be involved. Bearing in mind that new Tax Credit claims have not been possible (except in limited circumstances) for over three years I agree with you that the numbers are likely to be small.
    Again, my reply was towards @andrewmp rather than yourself 

    As to events that would end transitional protection,  I was looking specifically at those for whom, without specific disregards giving transitional protection, on migration day would not qualify for UC at all.
    The savings disregard is quite detailed about how it would last for a maximum twelve months and what could cause it to end sooner. 
    The paragraph about students has no detail on when it will end but it's quite specific on when it applies. The condition that would otherwise cause benefits to terminate for someone in full time education is not to apply while they are continuing to undertake that course.
    The important part being "while they continue to undertake that course" I would interpret that as once they are no longer taking that course the condition would apply.
    I of course could be completely wrong

  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,522 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    kaMelo said:
    calcotti said:
    No one has suggested that the process is as indicated inn your opening paragraph.
     @andrewmp was suggesting exactly that,.. 
    calcotti said:

    I have made no indication of how many students might be involved. Bearing in mind that new Tax Credit claims have not been possible (except in limited circumstances) for over three years I agree with you that the numbers are likely to be small.
    Again, my reply was towards @andrewmp rather than yourself 

    As to events that would end transitional protection,  I was looking specifically at those for whom, without specific disregards giving transitional protection, on migration day would not qualify for UC at all.
    The savings disregard is quite detailed about how it would last for a maximum twelve months and what could cause it to end sooner. 
    The paragraph about students has no detail on when it will end but it's quite specific on when it applies. The condition that would otherwise cause benefits to terminate for someone in full time education is not to apply while they are continuing to undertake that course.
    The important part being "while they continue to undertake that course" I would interpret that as once they are no longer taking that course the condition would apply.
    I of course could be completely wrong
    The condition that would normally disqualify them (assuming they are not responsible for one or more children nor have LCW) would be that they are receiving education.  Once they are no longer undertaking the course - no longer receiving education - then they no longer need the protection of that exclusion being waived, it's irrelevant to them.

    Protection in other areas that might also apply to the same claimant, e.g. benefits amounts and savings disregards, should surely still stand on their own merit and continue as appropriate.
  • calcotti
    calcotti Posts: 15,696 Forumite
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    edited 16 May 2022 at 7:31AM
    kaMelo said: ..As to events that would end transitional protection,  I was looking specifically at those for whom, without specific disregards giving transitional protection, on migration day would not qualify for UC at all.
    ..
    The paragraph about students has no detail on when it will end but it's quite specific on when it applies. The condition that would otherwise cause benefits to terminate for someone in full time education is not to apply while they are continuing to undertake that course.
    The important part being "while they continue to undertake that course" I would interpret that as once they are no longer taking that course the condition would apply.
    I of course could be completely wrong
    The student rule means that instead of being disqualified from claiming UC the student is a qualifying person for the purpose of claiming UC.

    Regulation 60 only deals with the student status and limits the qualifying purpose to completion of that course (which would exclude people who go straight on to study a further course immediately after the first). 

    The rules around the application of the transitional element are separate. I think you are incorrect to interpret regulations 60 as covering the transitional protection.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • andrewmp
    andrewmp Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It's going to stop some graduates from going into teaching too, which is a shame when there is a teacher shortage.
  • OhWow
    OhWow Posts: 410 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    andrewmp said:
    It's going to stop some graduates from going into teaching too, which is a shame when there is a teacher shortage.

    School Direct (salaried) is an employment-based route for high quality graduates, typically with at least three years’ experience of transferable work history.

  • andrewmp
    andrewmp Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    OhWow said:
    andrewmp said:
    It's going to stop some graduates from going into teaching too, which is a shame when there is a teacher shortage.

    School Direct (salaried) is an employment-based route for high quality graduates, typically with at least three years’ experience of transferable work history.

    Hardly anyone does a salaried route.
  • Pdman
    Pdman Posts: 45 Forumite
    Part of the Furniture 10 Posts
    Any news on how the migration is going?
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 15 June 2022 at 1:56PM
    Pdman said:
    Any news on how the migration is going?
    Some migration notices to start the process have been issued in the two trial areas of Medway and Bolton.
    LA Welfare Direct 6/2022 - GOV.UK (www.gov.uk)
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
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