NI Contributions

MouldyOldDough

I am a 58 year old early retiree (medical grounds) - according to my NI records I have

• 32 years of full contributions
• 9 years to contribute before 5 April 2030
• 10 years when you did not contribute enough

90% of my contributions come from contracted out working

I am now being paid my contributions from an "empty" ESA payment by DWP

However - this was set up 10 months ago - so, presumably won't affect 2021/22 ?

How many months will need paying before a FULL YEAR appears on a specfic year ? 12 ?

I may just make the full 41 years for a full state pension

QrizB

You'll have a bit in your forecast that looks like this:

What exactly does it say for you?

MouldyOldDough

QrizB said:

You'll have a bit in your forecast that looks like this:

What exactly does it say for you?

Theres nothing like that in my record

only a simple list of years

with

2021-22   Your record for this year is not available yet

as the top line

QrizB

joep2 said:

NI record does not show the state pension, try this:
https://www.gov.uk/check-state-pension

Yes, apologies, I should have included that link!

Dazed_and_C0nfused

MouldyOldDough said:

QrizB said:

You'll have a bit in your forecast that looks like this:

What exactly does it say for you?

Theres nothing like that in my record

only a simple list of years

with

2021-22   Your record for this year is not available yet

as the top line

But your State Pension forecast is a separate link within your Personal Tax Account.

NedS

MouldyOldDough said:

I am now being paid my contributions from an "empty" ESA payment by DWP

However - this was set up 10 months ago - so, presumably won't affect 2021/22 ?

How many months will need paying before a FULL YEAR appears on a specfic year ? 12 ?

I may just make the full 41 years for a full state pension

Assuming you have no earnings and are basing this off NI credits only, you will need to have been credited for 50 out of 52 weeks in a tax year for that year to count towards your state pension. So if you have only been claiming ESA for the last 10 months, you may not have been credited for 50 weeks last tax year (and even if you have it is unlikely that the outcome for 2021/22 is showing yet as this normally takes a few months for HMRC to update the records?)
On what date did your ESA claim start?

jem16

NedS said:

MouldyOldDough said:

I am now being paid my contributions from an "empty" ESA payment by DWP

However - this was set up 10 months ago - so, presumably won't affect 2021/22 ?

How many months will need paying before a FULL YEAR appears on a specfic year ? 12 ?

I may just make the full 41 years for a full state pension

you may not have been credited for 50 weeks last tax year (and even if you have it is unlikely that the outcome for 2021/22 is showing yet as this normally takes a few months for HMRC to update the records?)
On what date did your ESA claim start?

I have NI Credits from Carer’s Credits and my NI Record is now showing 2021/22 as a full year. 

jem16

MouldyOldDough said:

I am a 58 year old early retiree (medical grounds) - according to my NI records I have

• 32 years of full contributions
• 9 years to contribute before 5 April 2030
• 10 years when you did not contribute enough

90% of my contributions come from contracted out working

I am now being paid my contributions from an "empty" ESA payment by DWP

However - this was set up 10 months ago - so, presumably won't affect 2021/22 ?

How many months will need paying before a FULL YEAR appears on a specfic year ? 12 ?

I may just make the full 41 years for a full state pension

You have 9 years that you can contribute before reaching State Pension Age but it doesn’t necessarily mean you will need all 9 years which is why people are asking you for the exact figures from your forecast. 

MouldyOldDough

It says....

Which I guess answers my question ?

MouldyOldDough

NedS said:

MouldyOldDough said:

I am now being paid my contributions from an "empty" ESA payment by DWP

However - this was set up 10 months ago - so, presumably won't affect 2021/22 ?

How many months will need paying before a FULL YEAR appears on a specfic year ? 12 ?

I may just make the full 41 years for a full state pension

Assuming you have no earnings and are basing this off NI credits only, you will need to have been credited for 50 out of 52 weeks in a tax year for that year to count towards your state pension. So if you have only been claiming ESA for the last 10 months, you may not have been credited for 50 weeks last tax year (and even if you have it is unlikely that the outcome for 2021/22 is showing yet as this normally takes a few months for HMRC to update the records?)
On what date did your ESA claim start?

I have no earnings liable to NI

My ESA claim started on 01 June 2021 but as I said - it is a NI only claim

MouldyOldDough

Interestingly - it also says

Which I didn't think was possible when my contributions were paid by DWP benefits ?

Anyone confirm this ?

And if it is - and I put off my state pension by 12 months - how much more will I receive ?