PLEASE EXPLAIN

S275

Hi,
I had child tax credit which stopped when I applied for universal credit, I was refused universal credit but then I'm told I can't go back to originally.so now I get nothing, I wish I hadn't even tried if I couldn't reclaim my child tax credit back,I DON'T UNDERSTAND please can someone explain now I'm out of pocket?

sammyjammy

Its the rules, no new claims to tax credits, working or child.  Did you check before you claimed that you would be entitled?  Is there a particular reason you decided to apply for UC?

calcotti

A claim for UC ends Tax Credits. To go back onto Tax Credits would require a new claim and new claims are not permitted because Tax Credits are being phased out.

When was it that you applied for UC? Although you may not have understood them, the UC pages have, for some time, included clear warnings to check entitlement before claiming.

poppy12345

Did you not think of getting a benefits check or at least using a benefits calculator before applying for UC?

Crazycatlady2

I think a lot of people assume just because they get tax credits they will get universal credit. They are different benefits with different rules. It’s all very confusing so no wonder people struggle. I’m very worried about being moved from one to other not knowing what will happen tbh 

calcotti

Crazycatlady2 said:

I think a lot of people assume just because they get tax credits they will get universal credit. They are different benefits with different rules. It’s all very confusing so no wonder people struggle. I’m very worried about being moved from one to other not knowing what will happen tbh 

You can use a benefits calculator to assess UC entitlement.

The UC claim page now includes clear advice to do this before making a claim.

You should check how applying for Universal Credit will affect your other benefits:

• Find out how tax credits and other benefits affect each other

• Find an independent benefit calculator

Universal Credit replaces these benefits:

• Child Tax Credit

• Working Tax Credit

• Housing Benefit

• Income Support

• income-based Jobseeker's Allowance (JSA)

• income-related Employment and Support Allowance (ESA)

These benefits will end if you or your partner makes a claim for Universal Credit, even if the claim is not approved.

Warning: You understand that if you or your partner make a claim, any benefits you get now that are replaced by Universal Credit will stop. You will not be able to submit a new claim for the benefits that have stopped.

You have to tick a box saying you understand the above before you can proceed to make a claim.

This warning was long overdue and many were caught out before it was added but it has been there for quite some time now.

S275

I am disabled and didn't fully understand that you couldn't reclaim, as I was only doing what martin lewis advises and I've heard of people who are on £40,000 and can get uc,I thought (stupidly)I would definitely get it,but I'm about £100 over what uc will pay,so how do people with a bigger wage get this? It makes no sense😡I think martin lewis should of made this clear,that you can't go back 

Dazed_and_C0nfused

What was unclear about this?

Warning: You understand that if you or your partner make a claim, any benefits you get now that are replaced by Universal Credit will stop. You will not be able to submit a new claim for the benefits that have stopped.

calcotti

S275 said:

.. I was only doing what martin lewis advises and I've heard of people who are on £40,000 and can get uc,..

Martin Lewis does not advise people to claim UC. He suggests that people check entitlement using a benefits calculator.
There are people on higher incomes who may be eligible - these will be families with children and likely some disability in the family.

https://www.moneysavingexpert.com/latesttip/
What Martin says is

Family income under £30,000 (or £50,000 in rare cases)? Spend 10mins to check if you're due benefits. I'm not saying you'll get it, just that at this income level it's worth spending the time, especially if you have children. Even if you're only eligible for a small amount, it can open the door to other support, such as council tax reductions and reduced utility tariffs. Use our 10-minute benefit checker.

S275

OK maybe that should of sunk in but it didn't,so punish me,anyway besides that my child tax credit is now nothing,but I still have a child who misses out , THATS NOT RIGHT 

S275

Dazed_and_C0nfused said:

What was unclear about this?

Warning: You understand that if you or your partner make a claim, any benefits you get now that are replaced by Universal Credit will stop. You will not be able to submit a new claim for the benefits that have stopped.

Yeah,hands up ,it didn't sink in ,but wheres my child's money now??? Please explain that?punishing the child for a genuine mistake.