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Help please as I’m panicking

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  • Kat78MFW
    Kat78MFW Posts: 292 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    Hope you sleep better tonight knowing that it's not quite as bad as it first looked. 
    MFW since March 2019Mortgage-free 30th June 2023
    My Budget and Savings Diary https://forums.moneysavingexpert.com/discussion/6543308/making-a-budget-and-sticking-to-it#latest
  • Toomuchdebt
    Toomuchdebt Posts: 2,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 1 April 2022 at 11:19PM
    otb666 said:
    agree you can get free insulation even in rented 
    https://www.eoninstall.com/affordable-warmth/affordable-warmth-landing.html
    I tried but it only gave me these 2 options and I don’t need either of those 
    Debts Jan 2014 £20,108.34 :eek:

    EF #70 £0/£1000

    SW 1st 4lbs
  • Ultrasonic
    Ultrasonic Posts: 4,265 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    If it makes you feel any better, you're far from the only person to have been worried and confused by the same thing.
  • We're on Octopus flexible and it's gone from £106 to £221

    The new rates are outlined here:
    https://octopus.energy/documents/122/Flexible_Octopus_April_2022__PDF_VAT.pdf
  • otb666
    otb666 Posts: 839 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    • Free home insulation grants are available through the ECO scheme to install cavity wall insulation, internal wall insulation, loft insulation, and room in roof insulation. All private UK homeowners, and some private tenants, who meet the eligibility criteria can qualify for new insulation.   When you speak to your supplier ask them or If you’d like to learn more, please email eco@octopus.energy and our team will get in touch with an application form.
    21k savings no debt
  • Keep_pedalling
    Keep_pedalling Posts: 20,807 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    Your second biggest energy spend is the fish tanks. Heating tropical fish tanks is going to consume 100’s of kWh every year. A 160l tank will use about 600kWh PA which at around 28p pkWh is £168.
  • BUFF
    BUFF Posts: 2,185 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
     I have gas central heating which isn’t very efficient. 

    With some more information (boiler make/model, controls etc.) we can perhaps help you improve that.
  • markin
    markin Posts: 3,860 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Looks like you may be using a little more than the average so im sure the are savings to make, How old is the Freezer? When they go bad they can start using far more than they should.
    Buy a plug in power meter to check it and the fish tank, and everything in the house.
    But with the mold problems in mind you should look to move.
  • Emmia
    Emmia Posts: 5,638 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    markin said:
    Looks like you may be using a little more than the average so im sure the are savings to make, How old is the Freezer? When they go bad they can start using far more than they should.
    Buy a plug in power meter to check it and the fish tank, and everything in the house.
    But with the mold problems in mind you should look to move.
    Partly, that depends on the cause of the mould. If it is "social mould" caused by drying clothes inside and not ventilating bath/shower rooms after use etc., then the mould will re-occur at the next place, as the same causes will probably be present. If the mould is caused by water ingress from dodgy guttering etc., then hopefully, it won't as long as the next place doesn't have these issues. 

    Given the debt, does the OP have the money to be moving house?  
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