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Big life decision
Comments
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Do you mean £27 a week for contacts rather than per month? How come you can't wear a visor with glasses?Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.0
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Soundgirlrocks said:EssexHebridean said:
food 52 per week
diesel 35 per week to get to work and supermarket only
By my reckoning you should have around £400 - £500 a month spare from what you have listed in your monthly expenses above.
By my calculations you have £151.29 a month for emergency fund / yearly bills that will increase to £177.92 once the TV licence is up to date.
Are the course fee for your son?
What's the distance to / from work? would cycling be an option? - getting rid of the car would save £180 a month plus the annual costs🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
kimwp said:Do you mean £27 a week for contacts rather than per month? How come you can't wear a visor with glasses?🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
EssexHebridean said:kimwp said:Do you mean £27 a week for contacts rather than per month? How come you can't wear a visor with glasses?
I know badly fitting masks cause glasses to fog up, but struggling to understand how a visor would and if so, why the dental practice can't buy visors that can be used with glasses.Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.0 -
The contact lenses are £27 per month and I can't wear a visor and mask and glasses and PPE as it gets too much
to cope with....I would prefer to have the contact lenses than eat....it's a luxury, I know0 -
Soundgirlrocks said:EssexHebridean said:
food 52 per week
diesel 35 per week to get to work and supermarket only
By my reckoning you should have around £400 - £500 a month spare from what you have listed in your monthly expenses above.
By my calculations you have £151.29 a month for emergency fund / yearly bills that will increase to £177.92 once the TV licence is up to date.
Are the course fee for your son?
What's the distance to / from work? would cycling be an option? - getting rid of the car would save £180 a month plus the annual costs0 -
distance to work is 14 miles each way0
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PM22 said:The contact lenses are £27 per month and I can't wear a visor and mask and glasses and PPE as it gets too much
to cope with....I would prefer to have the contact lenses than eat....it's a luxury, I knowStatement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.0 -
Can you get any tax relief on the course costs?Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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PM22 said:distance to work is 14 miles each way1
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