We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Just got Cifas Marker removed

Options
Hi I need help, I just got my Cifas Marker removed by starling Bank but still cannot open and account as I tried opening a monzo account and got denied please tell me what to do as I need help 
«13

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 24 March 2022 at 1:01PM
    Check all your credit files to see what appears. 

    What was the CIFAS marker for?
  • Rt0168
    Rt0168 Posts: 17 Forumite
    10 Posts
    Check all your credit files to see what appears. 

    What was the CIFA marker for?

    It was for missuse of facility 
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Remember that companies can also keep their own markers, so that can still cause you problems.
  • Rt0168
    Rt0168 Posts: 17 Forumite
    10 Posts
    Check all your credit files to see what appears. 

    What was the CIFAS marker for?
    What credit files should I check other then cifas  and I cannot get my credit report as I am under 18 and I am 17 
  • marcia_
    marcia_ Posts: 3,407 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Rt0168 said:
    Check all your credit files to see what appears. 

    What was the CIFAS marker for?
    What credit files should I check other then cifas  and I cannot get my credit report as I am under 18 and I am 17 
     So how did you get a marker and get it removed as a minor? 
  • Rt0168
    Rt0168 Posts: 17 Forumite
    10 Posts
    marcia_ said:
    Rt0168 said:
    Check all your credit files to see what appears. 

    What was the CIFAS marker for?
    What credit files should I check other then cifas  and I cannot get my credit report as I am under 18 and I am 17 
     So how did you get a marker and get it removed as a minor? 

    I emailed Starling Bank directly, and they got back to me a couple days later asking if I had evidence I provided it to them. They responded back saying they would do their investigation and a month later they responded back saying


    “ We hope this message finds you well.A decision has been made regarding your recent claim and as a result we’ve found that the Cifas report is no longer merited and has now been removed.Please accept our sincere apologies for any inconvenience this may have caused you”

    but shortly afterwards I tried applying for Monzo bank but still got denied I’ve Done a DSAR form and I am currently waiting on what comes back, also I Called starling bank after  the marker was removed and had tried opening a  monzo bank saying that if they had removed the Cifas marker they said they Had.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You can check your CIFAS file again to see if it has been removed if you need to confirm for yourself.
  • Rt0168
    Rt0168 Posts: 17 Forumite
    10 Posts
     Deleted_User said:
    You can check your CIFAS file again to see if it has been removed if you need to confirm for yourself.
    I just got my DSAR form cifas report and the marker is still on this is really weird the company said the cifas marker was removed but is still popping up on the The DSAR
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Then you need to ask them to do what they said they would.
  • Sncjw
    Sncjw Posts: 3,562 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    What kind of account were you trying to open? 
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £58,108

    Cc around 8k. 

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.