Ideas for Funds/ETF please LISA

IAMIAM

I have a LISA and put £4k per annum (5k) into a different fund each year. I currently have Fundsmith Equity ACC and Vanguard 100 Lifestragy ACC. I am shortly doing my next £5k. I want a very diversified LISA as I have 25 yearsish to cash in. Any good funds I can put £5k into in April and leave it? 

eskbanker

IAMIAM said:

I want a very diversified LISA as I have 25 yearsish to cash in

Not sure I follow the logic, but VLS100 has 7,500 holdings across the world, how much more diversified than that do you want?  What specific omissions in your current portfolio are you looking to fill, and/or what target allocation do you have in mind?

masonic

I could pick one at random for you if you like. Which platform are you using?

IAMIAM

I want to put £5k away per year. I understand VG100 has many funds within it, but I want some smaller funds and some larger funds and some etf's etc etc. so my portfolio has circa 10-12 different funds in the end. AJ BELL

masonic

Random number generator run over AJ Bell's Favourite funds list picked #61/83: https://www.youinvest.co.uk/market-research/FUND:BJFLDM3
This would be a very unconventional and unwise way of building a portfolio, but as a stranger on the internet I have no idea about your personal circumstances or objectives, and cannot give financial advice.

IAMIAM

hmmmm ok....

masonic

IAMIAM said:

hmmmm ok....

I've never heard of that fund btw. I hope it's good.

IAMIAM

Deleted_User said:

A random number is only worth what you pay for it. I'd be happy to generate a random number for you for a small fee. Or if you prefer, for a large fee.

Great, thank you

cloud_dog

I am a little unsure of your investment strategy, other than wanting it 'very diversified', but if you are unsure how to take it forward, have plenty of time (25 yeas ish), are happy with 100% equities, why not just dump it all in Vanguard FTSE Global All Cap fund?  That way they do the worrying, the rebalancing, and you don't have to second guess if you have selected the wrong fund each year.

IAMIAM

Has anyone got any ideas good vanguard funds/investments then?
Vanguard FTSE Global All Cap fund is this an ETF?
Vanguard Lifestrategy 100%? 
I am about to now top up my LISA with 4k and want a fund that I just leave but performs well or is performing well, 

masonic

IAMIAM said:

Has anyone got any ideas good vanguard funds/investments then?
Vanguard FTSE Global All Cap fund is this an ETF?
Vanguard Lifestrategy 100%? 
I am about to now top up my LISA with 4k and want a fund that I just leave but performs well or is performing well, 

It should go without saying that there are no guarantees that either of those funds will perform well. They are both good funds in that they are diversified (although single asset class), low cost and have low tracking error. You should start by looking up these funds on the Vanguard website and reading up on them. Never invest in something you don't understand.