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So close, we can smell mortgage freedom!

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Comments

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ouch, hope you're not too bruised, madvix. 

    So interesting about the blinds - do you plan to leave them down all day, or do you have a little mechanism to pull them up?  I managed to put a badly fitting blind (made from a single piece of curtain) in the kitchen, which has massive gaps at every side, but still gives some privacy and presumably a little extra warmth.  There are hooks down the side of the window frame, inside, so I've literally tied a piece of string to one of them, and I pull it back and forth as I'd like 🙄 
    2023: the year I get to buy a car
  • themadvix
    themadvix Posts: 9,036 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks Cheery - not too bruised, although my finger is sore where I put my hands out to break my fall....

    The plan is that they will be in addition to the bamboo ones - I envisage we'll just hang them up in the evening at dusk. Not sure yet whether they'll go under or over the bamboo ones (probably over for ease of hanging) - they won't look beautiful, but they'll hopefully keep it warmer, which is the main thing.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • savingholmes
    savingholmes Posts: 29,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Irritating re the timesheet. 

    Glad you have some cat sitting to take up the slack.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Felt for the initials!  Very nice, I could do that.  I've wrapped three so far - photos on mine on the Sunday.  In the meantime, have a lovely weekend :) 
    2023: the year I get to buy a car
  • QueenJess
    QueenJess Posts: 4,613 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Ooh - the present wrapping looks lovely.
    2025 decluttering: 5,229 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 395🥉🥈🥇💎🏆
    Big kitchen declutter challenge 132/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • savingholmes
    savingholmes Posts: 29,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Looks cool. Very well done.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • newgirly
    newgirly Posts: 9,404 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    That looks great Vix 🙂
    MFW 67 - Finally mortgage free! 💙😁
  • Cheery_Daff
    Cheery_Daff Posts: 17,573 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, lovely! I've not thought about tags yet. Last year I relied on all the bags being different and my memory, but this year many of them are the same fabric 😂
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