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So close, we can smell mortgage freedom!
Comments
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Ouch, hope you're not too bruised, madvix.
So interesting about the blinds - do you plan to leave them down all day, or do you have a little mechanism to pull them up? I managed to put a badly fitting blind (made from a single piece of curtain) in the kitchen, which has massive gaps at every side, but still gives some privacy and presumably a little extra warmth. There are hooks down the side of the window frame, inside, so I've literally tied a piece of string to one of them, and I pull it back and forth as I'd like 🙄2023: the year I get to buy a car4 -
Thanks Cheery - not too bruised, although my finger is sore where I put my hands out to break my fall....
The plan is that they will be in addition to the bamboo ones - I envisage we'll just hang them up in the evening at dusk. Not sure yet whether they'll go under or over the bamboo ones (probably over for ease of hanging) - they won't look beautiful, but they'll hopefully keep it warmer, which is the main thing.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Annoyingly apparently my boss/friend is OOO today and so I won't now get paid for that bumper timesheet until into the NY. I'll get the holiday pay I put in a claim for next week, so that's something I guess, but it would have been nice/necessary given the lack of my work to have the rest too... Oh well.
Have just been to see cat sitting charges - these are the long-term ones, but my friend/partner-in-crime has been seeing to them for the last fortnight - she's off to Italy to see her family for Christmas, so I'm on cat duty over Christmas. I also have another one I'm visiting 22nd-26th (once a day) and I've just agreed to do two visits to another (my first ever repeat client) on 27th. But no more! At least it's a bit more lucrative over Christmas. And then my Italian friend takes over the first two from 30th December for a fortnight, so I get a nice break and over NY and my birthday.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6 -
Irritating re the timesheet.
Glad you have some cat sitting to take up the slack.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
I’ve finally got the wrapping started! The first one took ages as the machine played up and I had to unpick a bit, but the second two were much quicker and I was getting more efficient too. Think I’ll be able to knock some more up tomorrow but will need to get some more ribbon - currently using stuff I already had that we used to use to hang cards on.
Gift tags required too, but Mr MV suggested initials cut out of fabric - think I might have some felt upstairs that would work and save faffing with hems. Can punch a hole in them and attach to ribbon.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Felt for the initials! Very nice, I could do that. I've wrapped three so far - photos on mine on the Sunday. In the meantime, have a lovely weekend2023: the year I get to buy a car4
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Ooh - the present wrapping looks lovely.2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 340🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003 -
Looks cool. Very well done.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
That looks great Vix 🙂MFW 67 - Finally mortgage free! 💙😁3
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Ooh, lovely! I've not thought about tags yet. Last year I relied on all the bags being different and my memory, but this year many of them are the same fabric 😂4
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