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So close, we can smell mortgage freedom!

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Comments

  • It sounds like you had a great weekend.

    I was pretty excited by your recommendation of Bundobust, as all their locations would be handy, we could all share a vegetarian meal, unfortunately, a third of our group are coeliacs and they didn't have suitable dishes, hey ho we will continue our search.

    Our Christmas presents are a mixture of second hand and new from charity shops, homemade and new.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • themadvix
    themadvix Posts: 9,151 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    That's a pity BB - I'd thought I'd seen quite a few GF options, but I must have been mistaken.

    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Baileys_Babe
    Baileys_Babe Posts: 6,382 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    themadvix said:
    That's a pity BB - I'd thought I'd seen quite a few GF options, but I must have been mistaken.

    I had a look at their online menu and excluded items containing cereal - not what I was looking for but I couldn't find an option to select GF or wheat/barley/rye & oats free and I didn't end up with much 😢
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sounding good!  I've literally been doing the same for the cloth for present bags - sounds much posher if you call them by the Japanese name, furoshiki 🤣  That's a lovely week you've got planned, enjoy :) 
    2023: the year I get to buy a car
  • savingholmes
    savingholmes Posts: 29,089 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad things are going well. 

    Good you've had work - and that the Olio collections are helping too.

    I think CS can be a good solution - but again so can FB.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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