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So close, we can smell mortgage freedom!

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Comments

  • badmemory
    badmemory Posts: 9,907 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Talk about unto the rich even more riches shall be given!  This shower seem to have so many brown envelopes passing round it is a wonder that they can remember who they owe favours to.  They need to checkout history as trickle down has never worked it just gives the rich even more.  Still I wouldn't be surprised if it led to even more spending on the lottery - out of desperation.  I am finding it all a bit depressing.
  • QueenJess
    QueenJess Posts: 4,589 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I’m back to limiting my consumption of news to under 5 mins a day and then just limiting my thoughts down to my own little world as I can’t do anything about it.

    In terms of tax, when I see what extra I get in my payslip, it’ll be going straight to charity as they’re going to need it.
    2025 decluttering: 5,121 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 363🥉🥈🥇💎🏆
    Mini freezer challenge -1/-20
    Big kitchen declutter challenge 121/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • newgirly
    newgirly Posts: 9,388 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi Vix, I’ve just caught up with your diary finally. The veg you are growing looks amazing you must be so pleased and it must be helping fight the rising costs at the moment a little, I’m glad you managed to see the Queen, we were away (although managed to see the funeral) and I just felt like we should have been in London, it was so moving. 
    MFW 67 - Finally mortgage free! 💙😁
  • Hope the solar people sort themselves out.

    Agree with the rants. They just all seem corrupt.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • themadvix
    themadvix Posts: 8,961 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    badmemory said:
    They need to checkout history as trickle down has never worked it just gives the rich even more.  Still I wouldn't be surprised if it led to even more spending on the lottery - out of desperation.  I am finding it all a bit depressing.
    Couldn’t agree more - history has shown that neither trickle-down nor tax cuts during periods of high inflation helps the situation. It's shocking that they appear to be so stupid (I don't give them much credit generally but at least Rishi understood that tax cuts was not the way to avoid an inflationary spiral).
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • themadvix
    themadvix Posts: 8,961 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks Jellytotts, that does help I think. Ours will be a bit more complicated probably as panels on two sides of roof and a battery (and an upstairs!), but that gives me hope that they may be done in a day.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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