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So close, we can smell mortgage freedom!

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Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you've had a good service. 

    Good you are getting more work in even if the timing is poor. You say there's no wifi at the caravan - but can you get phone signal?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Flat feet are eminently fixable - I had flat feet as a titchy one, and couldn't really walk.  Very lucky I was in Liverpool, children's clinics were roaring along - I had personally-built inserts to my shoes, on the NHS, plus 1 to 1 lessons at a clinic to develop the muscles in my feet (picking up a sock between your toes is great fun when you're only two years old 😄 

    I hope you manage to get to London - I've been peeking at the coverage all day, it all looks pretty jolly, almost like a dance sometimes.  But health comes first.
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh wow!  I'm really glad you're doing it!  Best of luck, it actually sounds like a wonderful experience.
    2023: the year I get to buy a car
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