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So close, we can smell mortgage freedom!

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Comments

  • themadvix
    themadvix Posts: 8,963 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Afternoon all,

    Cheery, yes we were still queuing at the time of your message. But went into Westminster Hall at about 8.10. By the time of your message Karma, we were on our way to the Wetherspoons in Leicester Square for some much needed breakfast!

     Definitely worth it, but still absolutely shattered despite a good 2.5 hr nap. Will fill in the details later. Went to Green Park afterwards to see the flowers - amazing!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry about the cold, but otherwise it sounds amazing!  I'm glad you feel okay to work, hope the otc meds end up helping you.
    2023: the year I get to buy a car
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lovely gift from your mum. 

    Glad going to see the Queen lying in state was worth it for you. 

    Good luck with your latest building works. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
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