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So close, we can smell mortgage freedom!

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  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sunshine does make a huge difference!

    Fantastic news on the additional work! Good luck fitting it all in!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It is a lot colder here than I would like our house is currently a couple of degrees cooler than yours 😢 I wish I had some Steptoe gloves, I might put them on my (summer) birthday list. OH has just laid the fire he feels the cold more than most due to a medical condition and my parents are visiting this evening so a cosy house is a must as my Dad's pain increases with lower temperatures. 
    The fire will make the living room, dining room and office comfortable and take the chill off the rest of the house.

    Well done on the food planning, we too have a cauliflower I haven't decided what to do with it yet, ideas welcome.

    Having the Jubilee weekend off so you can catch up with family sounds like a good plan.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you've got in new work. Hope you manage to resolve the tricky bit so you get more of your weekend back. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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