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So close, we can smell mortgage freedom!

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Comments

  • earthgirl2
    earthgirl2 Posts: 528 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Oh dear sorry to hear about the smoke alarm and I bet the cat was very frightened. Glad the bread went eventually!
    Save £20,000 in 2025. April 2k, May 3.5k
  • Cheery_Daff
    Cheery_Daff Posts: 17,524 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gosh what a palaver all round with the alarm! Glad nothing was amiss though. Hope the poor kitty recovers in time. 
  • savingholmes
    savingholmes Posts: 29,065 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The mains wired smoke alarms still need replacing every 10 years or so. We had to do at least one of ours last year for similar reasons.

    Subscribed...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
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