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So close, we can smell mortgage freedom!

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  • themadvix
    themadvix Posts: 8,782 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 17 August 2023 at 1:32PM
    Hi TallGirl! 🙋‍♀️ Poor you, reading through all that - I had no idea that I was so many pages in! I hope you skim read/skipped some of it - lots of waffle!

    Loving your allotment shed improvements EH - sounds like a great idea. I wish Mr MV would spend more time with me there - I could happily relax down there, but for the fact that there's a limit to how much I like my own company. If we had the second allotment, I'd be looking to plant it up with strawberries or other perennials (vines?), but it's not likely to happen any time soon (if ever). The plot looks completely abandoned now and I think I'll be saying something to the site agents when I see them - although I am aware that they are not the most diplomatic (dropping my allotment friend in it (and saying patently untrue things) when he said something about one of his neighbours).

    Have just been on the phone to Nationwide as my debit card payment to Vanguard was being declined. Used chat and they were pretty hopeless, but said to ring the fraud line. The man there couldn't have been more helpful - he apologised for the inconvenience, explained that it wasn't actually Nationwide (hence they hadn't rung me), but Visa and that the actual problem was to do with the browser - I just needed to clear my cookies and try again in a new tab and it went through. So a useful thing to know!

    So pension payment made for the year and a smaller amount to ISA. Half of pension payment went into my S&S LISA to spread my options. 

    After having said I had nowhere to be, it turns out I did, I just hadn't written it down - had message from new cat client saying wasn't I supposed to be picking up the key? Whoops. Whizzed down there on my bike and all OK of course. I assured her that I wouldn't forget her cat!

    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Suffolk_lass
    Suffolk_lass Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I still put old carpet over our raised beds in winter. They always have mouse holes underneath when we remove them to turn over the soil and add spring compost. This might be the last year though as some re-engineering is planned to make beds narrower (and no, I won't be trimming down the 10 year old carpet remnants!)
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • QueenJess
    QueenJess Posts: 4,511 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I know what you mean, work is a hindrance!
    2025 decluttering: 3,979🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 339🥉🥈🥇💎🏆
    Big kitchen declutter challenge 113/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
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