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So close, we can smell mortgage freedom!

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  • newgirly
    newgirly Posts: 9,347 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Ouch, Hope you are ok! 
    MFW 67 - Finally mortgage free! 💙😁
  • rtandon27
    rtandon27 Posts: 5,704 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh Vix! That is very ouchy :(
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • themadvix
    themadvix Posts: 8,776 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks ladies! It wasn’t as bad as it could be - I don’t really understand, it was definitely a wasp and it definitely stung me, but maybe I don’t react too badly to them? 
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • TallGirl
    TallGirl Posts: 6,224 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi TheMadVix I have just caught up on the diary as I somehow missed it when you started a new one so 165 pages to read. Congrats on being mortgage free and on the allotment sounds like a fab decision. I love reading about the antics of the felines you spend your live being a slave to and the food. I will definitely follow you and keep reading and wish you all the best going forward.  
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ouchy to the wasp stings - and glad you didn't have too bad a reaction. I've not been stung for years thank goodness, but a a child wasp stings used to make me violently sick. I've no idea why, it's clearly not an allergy in the usual sense, but just something that my body really didn't like. I'm in no hurry to establish whether this is something I've just grown out of! 

    and yes - we started out with one and then took on the one next door when it because available in part because it had an absolutely superb shed that was almost more of a cross between a shed and a summerhouse - we improved that massively by adding windows rescued from a skip (of course - in true allotmenteer tradition!) and various other "mod cons" and many a happy hour was spent there in all weathers! Keeping up with 2 was a definite struggle though - we firmly embraced crop rotation and so at least half of one or the other was generally under carpet and fallow at any given time  (the accepted way at the time of weed suppression!) - that helped!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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