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So close, we can smell mortgage freedom!

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  • Karmacat
    Karmacat Posts: 39,460
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    IT *is* cold ... looking forward to the photos though, Vix :) 
    2023: the year I get to buy a car
  • rtandon27
    rtandon27 Posts: 7,247
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    themadvix said:
    ...I probably won’t leave these up for too long as you can see quite a bit of background in the photos.
    Lovely to see Vix! - Thanks for sharing! - really cold here too, I've got on thermal socks and an extra (winter) sweater today - did anyone tell the weather-gods that it is mid-May not mid-February?
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 *** New projection - Jun 2040 (reduced by 1 years & 3 month)
  • Karmacat
    Karmacat Posts: 39,460
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    Thanks for that!  You're doing great work!
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 18,905
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    Ooh, excellent work there, well done!
  • Suffolk_lass
    Suffolk_lass Posts: 11,447
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    Those are awesome, well done! I might post a few of mine on my thread. I see you also have the rotted edging thing - my scaffold planks have rotted off in the front garden and some of the sleepers in the veg garden have had it here too. I'm thinking that if we don't move yet, I will have to bite that bullet. I need to re-membrane some path too. I just want bees and thistles sorted first
    Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
    My keep within our budget diary is here
  • Jessy103
    Jessy103 Posts: 2,841
    Tenth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
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    Allotment looks great vix 🙂
    I've been mortgage free once, so let's do it again!
    Starting balance March 26 £191,274.53
  • EssexHebridean
    EssexHebridean Posts: 26,456
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    Darn - missed the allotment pics! Sounds like you made good progress there over the weekend though. 

    We were commenting how chilly it was over the end of last week - washing we put out on Friday basically barely dried at all and had to be taken off the airer and stashed in the laundry basket in the boot of my car while the viewing happened on Saturday. Thankfully it did warm up enough to dry it yesterday, but today feels chillier again - I was glad of picking up my coat this morning. 

    Very exciting that you're forging ahead with the mortgage clearing now - and thank goodness for Eon finally agreeing to pay up even if they haven't exactly covered themselves with glory! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
    Balance as at 31/08/26 = £ 84,500.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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