Balance in the force

FlacosFloozie

It really is motivaiting to see the numbers come down as I chip away at things. It really won't last as we're on an extremely low fix that runs out next year so I'm looking at it more as future proofing things. If I'm used to overpayments going out then higher monthly payments won't be an issue- they'll just be smaller overpayments.

I'll see how vinted goes- had a message to say parcel was sent yesterday. You're right though MB everi are not the best. I've always had a bit of an odd approach to clothes. There's a bit of a generation gap between mum and me and between her an my granwhich means I got brought up with some fairly outdated rules around fashion. The results is I don't tend to care about it overly much but, every so often, realise I'm very scruffy and then splurge in an attempt to improve the situation, usually buying things I don't really end up wearing and wasting money. This was one factor in my debt years ago.

Now I have more disposible income it would be easy for this to become a bigger issue and I'm trying to change it and be more thoughtful in what I buy. I've become addicted to a style podcast and the lady on it gives totally different advice. One point is to buy for the life you lead not the one you think you should lead- if you want to upgrade your wardrobe then buy better versions of the things you actually wear. Last month I bought 2 pairs of nice leggings to wear with the sweatshirts I already have, one pair of cargo trousers and a pair of trainers which I don't wear for running So far this month has had a couple of smarter T shirts.

Old me would have spent a lot of money on an outfit I would only have worn once. Allegedly new me is pointing out that I do have options I my wardrobe I could wear if needed (I'm middle aged and going to a vet do no one will care if i'm unfashionable). So buy second hand- good for wallet, good for planet and, if everi let me down it's not a major issue. The money I save can go to one nice pair of jeans that fits well rather than 3 that really don't. At least , that's the plan

Merlin's_Beard

What's the name of the style podcast? Sadly the life I lead leaves me comfortable in scrubs, pyjamas, and slobbing around the house, and when anything else is called for I'm clueless! 

FlacosFloozie

Unsurprisingly, I have a very similar lifestyle The podcast is 'The Everyday Style School' and the ethos is very much that its okay to have nice pyjamas and slobbing around the house clothes that make you feel good.

FlacosFloozie

Mr F's salary has come through so YNAB tidied up for the rest of the month and another £150 overpayment made.

FlacosFloozie

The £10 jumpsuit arrived this week. There was some mud on it and labelled as dry clean only but put it through the wash on a delicates cycle and its fine. Its a pretty reasonable fit. Not sure its totally 'me' but at £10 for a works do its a win.

I did end up splurging on a new pair of heels to go with it at £39, but they are platform snadles with chunky heels in a neutral colour that will go with other things. They're more comfortable than the alternatives I have (more important as I age) so I'm counting them as part of the long term wardrobe upgrade.

savingholmes

Comfort is king in my book. 

Merlin's_Beard

After a night out dancing to cheesy songs, I am another very in favour of comfortable shoes, even if I don't take my own advice.

FlacosFloozie

There was indeed dancing to cheesy songs and the shoes meant no sore feet so a win

Bit of a splurge today as I've ordered a Ninja speedi multicooker/air fryer. There have been far too way take aways/ready meals lately and I've had some abnormal blood results including a high cholesterol. I'm not going to get home form work any earlier or with any more energy so need to try something new. In theory, this should be able to cook a full meal in 15 minutes. It'll either revolutionise my evenings or be a complete white elephant in my kitche. Let's see...

savingholmes

Hope it works out for you. Good that you are taking steps to improve your health.

FlacosFloozie

Thanks SH. The bloods were done prior to starting HRT and I really wasn't expecting anything else to show up. I'm currently in a bit of limbo where there's several things that may be nothing at all or could be the start of major chronic illness. It's going to take time to know and, unfortunately, I have enough medical knowledge to know all the potential outcomes and a massive tendancy to overthink.

It has made me realise that I can't continue as I have been the last few months. This is likley going to mean some less mse ways for a bit. I'm going to hire a cleaner and, if I can find one, a gardener. Buying healthier options is going to increase the supermarket budget and there's a possibility I may need to reduce work hours for a while too. However, exhaustion has been crippling lately and all of these should improve quality of life.