The Top Fixed Interest Savings Discussion Area

refluxer

Ah, OK - yes, that's probably just a mistake. While some savings comparison sites seem to get advance notice of certain account rate increases, I've not known MSE to be one of them.

trickydicky14

intalex said:

hallmark said:

Coventry have withdrawn all their Fixed-rate ISAs.  Going by their usual pattern they'll release a new bunch this week. They're usually pretty competetive.

If you had already opened but not yet funded Coventry's fixed rate (non-ISA) bonds, I've been informed by their live chat team that the window to deposit is until 11th November, i.e. not the usual 14 calendar days. That should cover the next BoE announcement, aftermath, and some more, before needing to make a decision...

Yes, I asked this question yesterday via email and got the same answer, so I am holding back paying any cash into the account for now.

youngretired

TomDolan said:

Expotter said:

TomDolan said:

I opened the 4.75% fixed 1 yr with Dudley Bldg Soc but only sent a 1000 min deposit, thinking I will be able to fund further deposits. I was wrong !

Later in the day, I tried logging in several times but it came back with error '2FA security failed, contact us...", Rang them and they said keep trying.

Tried this morning and same error

Anyone has this issue ?

Will ring them today and request my 1k deposit back, not sure if the t&c allows it.

I had the same issue with the 2 Factor Authentication Error; earlier today still not working, but now it has corrected itself. Spoke to CS and they said it has been an issue. Regarding the deposit, they said it has to be one payment, but after mentioning the bank transfer limit they said they would accept a 2nd payment on the following day. 
I don't think there is a cooling off period, on their T&C it says:
Please note: This right of cancellation does not apply to (i) fixed Interest rate Accounts (other than to a Fixed Rate Cash ISA)

managed to login now, finally, this morning they said they would return the deposit of 1k back to me and I can then send another payment. I will wait for my deposit to come back and then will decide.

Are people still having trouble with logging into Dudley BS? I tried yesterday morning and got the message that has been mentioned, so I rang them yesterday morning and was told that they were aware of the online issues and confirmed that they had received my deposit. However I still cannot log in, even this morning.

TomDolan

youngretired said:

TomDolan said:

Expotter said:

TomDolan said:

I opened the 4.75% fixed 1 yr with Dudley Bldg Soc but only sent a 1000 min deposit, thinking I will be able to fund further deposits. I was wrong !

Later in the day, I tried logging in several times but it came back with error '2FA security failed, contact us...", Rang them and they said keep trying.

Tried this morning and same error

Anyone has this issue ?

Will ring them today and request my 1k deposit back, not sure if the t&c allows it.

I had the same issue with the 2 Factor Authentication Error; earlier today still not working, but now it has corrected itself. Spoke to CS and they said it has been an issue. Regarding the deposit, they said it has to be one payment, but after mentioning the bank transfer limit they said they would accept a 2nd payment on the following day. 
I don't think there is a cooling off period, on their T&C it says:
Please note: This right of cancellation does not apply to (i) fixed Interest rate Accounts (other than to a Fixed Rate Cash ISA)

managed to login now, finally, this morning they said they would return the deposit of 1k back to me and I can then send another payment. I will wait for my deposit to come back and then will decide.

Are people still having trouble with logging into Dudley BS? I tried yesterday morning and got the message that has been mentioned, so I rang them yesterday morning and was told that they were aware of the online issues and confirmed that they had received my deposit. However I still cannot log in, even this morning.

just logged in now and its fine

youngretired

Yes, now working thanks.

refluxer

Df Capital are now offering 4.60% for a one-year fix.

£1000+, a 14 day funding window and interest is paid on maturity (no monthly option).

https://www.dfcapital.co.uk/savings/fixed-rate-deposit/

steveksullivan

Damn! Would have snapped this up but need monthly interest .... looks like Gatehouse after all .....!!

Celtic_Supersaver

I have finally got my Sort Code and Account number for JN Bank at 4.75% for a 1 year fix.  I have until 1st November to fund it.  Anyone have any experience of dealing with them?
I'm not overly impressed with their Reviews although these seem to be from disgruntled customers with loans.

refluxer

Celtic_Supersaver said:

I have finally got my Sort Code and Account number for JN Bank at 4.75% for a 1 year fix.  I have until 1st November to fund it.  Anyone have any experience of dealing with them?
I'm not overly impressed with their Reviews although these seem to be from disgruntled customers with loans.

I don't have any personal experience with them myself, I'm afraid. Just to note that it's 4.75% for a two-year fix, not a one-year fix. (My mistake - thought you were talking about DF Capital !)

I wouldn't worry too much about reviews - most banks get poor reviews on places like Trustpilot as people are much more likely to complain than praise. At least with a fixed rate account you should have very few dealings with them !

alternate

refluxer said:

Celtic_Supersaver said:

I have finally got my Sort Code and Account number for JN Bank at 4.75% for a 1 year fix.  I have until 1st November to fund it.  Anyone have any experience of dealing with them?
I'm not overly impressed with their Reviews although these seem to be from disgruntled customers with loans.

I don't have any personal experience with them myself, I'm afraid. Just to note that it's 4.75% for a two-year fix, not a one-year fix. 

It was likely 1 yr when they applied for it.