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The Top Fixed Interest Savings Discussion Area

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Comments

  • intalex
    intalex Posts: 1,037 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Moneyfacts have update Vanquis 1/2 year fixes to 4.35%/4.30% AER whereas Vanquis still have them on their website at 4.42%/4.38% AER, could be a sign of last chance to snap 'em up... with a 30-day deposit window, not a bad "option" to create...
  • poseidon1
    poseidon1 Posts: 2,154 Forumite
    1,000 Posts Second Anniversary Name Dropper
    refluxer said:
    slinger2 said:
    Just noticed DF Capital have pulled all savings accounts for the time being. Looks like they are getting ready for lower rates next week.
    Some are still available for existing customers but at lower rates: 4.30% for the 1 year and 4.25% for the 2 year. I think it's my last day to top up my 4.41% 2 year fix. Wasn't going to but maybe I will now.
    Good to know that DF Capital do that - shows it's often worth logging in to online banking with certain banks if a rate you were after disappears.

    Oxbury are another bank who regularly have fixed rate accounts available at good rates to existing customers only, which can't be seen unless you're logged in. It's often the 3, 6 and 12 month fixed rate bonds that fall into this category, although they only have a 6 month fix available at the moment. 

    Currently on my 6th 3 month bond with Oxbury, however have noted the range of personal savings accounts currently available with them are the smallest i have ever seen ( just 3 for exsisting customers and 1 for new). Hopefully they are just having a pause pending next B of E rate decision.
  • refluxer
    refluxer Posts: 3,376 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Update - just logged into online banking with DF Capital and they now don't have any accounts available to open.
  • trickydicky14
    trickydicky14 Posts: 1,448 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    slinger2 said:
    Just noticed DF Capital have pulled all savings accounts for the time being. Looks like they are getting ready for lower rates next week.
    Some are still available for existing customers but at lower rates: 4.30% for the 1 year and 4.25% for the 2 year. I think it's my last day to top up my 4.41% 2 year fix. Wasn't going to but maybe I will now.
    Well that's very odd, when I logged in and clicked on apply I got this message. "Unfortunately we don’t have any products available at this time, please look back in future."

    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • Pompeydave1967
    Pompeydave1967 Posts: 263 Forumite
    Third Anniversary 100 Posts Name Dropper
    Kent reliance still have some decent rates available , not sure how long for though .Just grabbed a 1 yr fix @ 4.51%.
  • jak22
    jak22 Posts: 431 Forumite
    Third Anniversary 100 Posts
    So far the new KR system has been good with instant transfers and notifications, so lets hope maturity instructions have also been brought more online too.
  • refluxer
    refluxer Posts: 3,376 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    slinger2 said:
    Just noticed DF Capital have pulled all savings accounts for the time being. Looks like they are getting ready for lower rates next week.
    Some are still available for existing customers but at lower rates: 4.30% for the 1 year and 4.25% for the 2 year. I think it's my last day to top up my 4.41% 2 year fix. Wasn't going to but maybe I will now.
    Well that's very odd, when I logged in and clicked on apply I got this message. "Unfortunately we don’t have any products available at this time, please look back in future."

    Presumably they were pulled at some point after that was posted.
  • Bobblehat
    Bobblehat Posts: 1,064 Forumite
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Kent Reliance ......

    Just sat next to Mrs Bobble as she applied for the 4.51% Fix online as a new customer. I was very impressed at the slick new system, it took literally a couple of minutes to get everything done including online registration and auto-login at the end of the process. No awkward scrabbling for Photo ID's etc either! A far cry from what I remember when I was a new customer two and a half years ago!

    p.s. I did look away when she created her Username and Password  :)
  • slinger2
    slinger2 Posts: 1,106 Forumite
    1,000 Posts First Anniversary Name Dropper
    slinger2 said:
    Just noticed DF Capital have pulled all savings accounts for the time being. Looks like they are getting ready for lower rates next week.
    Some are still available for existing customers but at lower rates: 4.30% for the 1 year and 4.25% for the 2 year. I think it's my last day to top up my 4.41% 2 year fix. Wasn't going to but maybe I will now.
    Well that's very odd, when I logged in and clicked on apply I got this message. "Unfortunately we don’t have any products available at this time, please look back in future."

    Listed at https://www.dfcapital.bank/savings/our-interest-rates/ but seemingly not available
  • Middle_of_the_Road
    Middle_of_the_Road Posts: 1,282 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Bobblehat said:
    Kent Reliance ......

    Just sat next to Mrs Bobble as she applied for the 4.51% Fix online as a new customer. I was very impressed at the slick new system, it took literally a couple of minutes to get everything done including online registration and auto-login at the end of the process. No awkward scrabbling for Photo ID's etc either! A far cry from what I remember when I was a new customer two and a half years ago!

    p.s. I did look away when she created her Username and Password  :)
    Just applied for this. Very easy registration as you mentioned, though not recognising passwords why trying to login. Tried resetting, but same issue with re-set password.
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