The Top Fixed Interest Savings Discussion Area

necronom

Assuming that the Charter Savings Bank starts their Bonds again at a good rate, does anyone know if they are easy to set up for someone without photo ID?  Some banks are quick and easy, some need documentation posting (sometimes with a signature from someone like a teacher), and some just won't let me join.

jaypers

necronom said:

Assuming that the Charter Savings Bank starts their Bonds again at a good rate, does anyone know if they are easy to set up for someone without photo ID?  Some banks are quick and easy, some need documentation posting (sometimes with a signature from someone like a teacher), and some just won't let me join.

Don’t recall Charter asking for any photo ID when I opened my first account with them a few years ago. 

VNX

necronom said:

Assuming that the Charter Savings Bank starts their Bonds again at a good rate, does anyone know if they are easy to set up for someone without photo ID?  Some banks are quick and easy, some need documentation posting (sometimes with a signature from someone like a teacher), and some just won't let me join.

When I set up with Charter last week dead easy no ID needed no extra checks etc opened very swiftly.

next week I think they will be getting my money for two year bond.

A._Badger

necronom said:

Assuming that the Charter Savings Bank starts their Bonds again at a good rate, does anyone know if they are easy to set up for someone without photo ID?  Some banks are quick and easy, some need documentation posting (sometimes with a signature from someone like a teacher), and some just won't let me join.

I've recently opened an account with Charter. It was quick, simple and there was no demand for photo ID. That might not apply if someone didn't show up when they did the usual online checks, of course. 

necronom

That sounds good.  I'm hoping to do a 2 year one with them if it's still over 6%

Zaul22

Does anyone think 90 day notice accounts will go above 5% or as they are sort of a 3 month fix, do they basically work like fixes and have expected future base rate increased already built in? 

Millyonare

DF Capital today is at 5.05% for 90 days.

pecunianonolet

Atom Bank

9 month fix increased from 5.25% to 5.4%
1 year fix increased from 5.85% to 5.95%
2 year fix increased from 5.6% to 5.95%

bertsilver

pecunianonolet said:

Atom Bank

9 month fix increased from 5.25% to 5.4%
1 year fix increased from 5.85% to 5.95%
2 year fix increased from 5.6% to 5.95%

I hope they keep increasing, I have a 1 year with them that ends in 5 months.

wiseonesomeofthetime

pecunianonolet said:

Atom Bank

9 month fix increased from 5.25% to 5.4%
1 year fix increased from 5.85% to 5.95%
2 year fix increased from 5.6% to 5.95%

Funded at 5.85% last week 🤦‍♂️

Could have earned an extra £3 🤣