The Top Fixed Interest Savings Discussion Area

Doctor_Who

BooJewels said:

  Luckily, the funds have arrived, she didn't spend it all.  We were meant to complete on 31st May and it has been delayed several times, in which time interest rates have gone up tangibly, so it ended up doing me a favour for a change.

I was keeping an eye out for a thread titled "Solicitor's clerk spends all my house money!!!!"

Now you need to decide whether to fix now or wait a few weeks....decisions, decisions

Doctor_Who

auser99 said:

The 0.01% raises certainly are tedious.
Much better when someone storms in from nowhere and takes it up 0.15% or so.

You can bet there won't be 0.01% steps when rates are on the way down.......

francoghezzi

In the meantime there is room even for serious companies. Zopa 5.38% 1, 2 and 3 years fixed. 5.04 and 5.05% for 4 and 5 years. 

dgpur

A nice surprise to me today with a maturing account. I took out a one year fix with Ahli at 2.55%, but they are actually paying me at a rate of 5.15%! I don’t think they are sharia, so not sure why.

Sea_Shell

dgpur said:

A nice surprise to me today with a maturing account. I took out a one year fix with Ahli at 2.55%, but they are actually paying me at a rate of 5.15%! I don’t think they are sharia, so not sure why.

Was that direct or via Raisin?  As I have one maturing next week!!


ETA just looked and they've adjusted my rate on the account!!


Shhh don't tell them, they might reverse it!! 😉

dgpur

Sea_Shell said:

dgpur said:

A nice surprise to me today with a maturing account. I took out a one year fix with Ahli at 2.55%, but they are actually paying me at a rate of 5.15%! I don’t think they are sharia, so not sure why.

Was that direct or via Raisin?  As I have one maturing next week!!

Via Raisin. I was a bit surprised when I saw it. Nothing in any of their documents saying sharia, but that’s the only thing that I know of where this can happen. Unless this is mistake, I hope not.

Doctor_Who

dgpur said:

A nice surprise to me today with a maturing account. I took out a one year fix with Ahli at 2.55%, but they are actually paying me at a rate of 5.15%! I don’t think they are sharia, so not sure why.

That's interesting. Just checked my Ahli 1 year fix with Raisin (matures in September) and it is also showing 5.15%, it was 3.5% when I took it out! My Gatehouse 1 year fix (also with Raisin) is also showing 5.15% (matures in July), it was 2.75% when I took it out! AND my Zenith, QIB, Paragon, ICICI fixes are ALL showing significantly higher rates than when I took them out. What on earth is going on?! I'm concerned that it's a technical fault with the Raisin website!

bertsilver

bertsilver said:

Does any one think Ford Money will put up their rate, I've a 1 year fix maturing in 10 days.

Well 1 year up to 5% so good bye Ford

dgpur

Doctor_Who said:

dgpur said:

A nice surprise to me today with a maturing account. I took out a one year fix with Ahli at 2.55%, but they are actually paying me at a rate of 5.15%! I don’t think they are sharia, so not sure why.

That's interesting. Just checked my Ahli 1 year fix with Raisin (matures in September) and it is also showing 5.15%, it was 3.5% when I took it out! My Gatehouse 1 year fix (also with Raisin) is also showing 5.15% (matures in July), it was 2.75% when I took it out! AND my Zenith, QIB, Paragon, ICICI fixes are ALL showing significantly higher rates than when I took them out. What on earth is going on?! I'm concerned that it's a technical fault with the Raisin website!

I fear you may be right. Soon find out.

Doctor_Who

dgpur said:

Doctor_Who said:

dgpur said:

A nice surprise to me today with a maturing account. I took out a one year fix with Ahli at 2.55%, but they are actually paying me at a rate of 5.15%! I don’t think they are sharia, so not sure why.

That's interesting. Just checked my Ahli 1 year fix with Raisin (matures in September) and it is also showing 5.15%, it was 3.5% when I took it out! My Gatehouse 1 year fix (also with Raisin) is also showing 5.15% (matures in July), it was 2.75% when I took it out! AND my Zenith, QIB, Paragon, ICICI fixes are ALL showing significantly higher rates than when I took them out. What on earth is going on?! I'm concerned that it's a technical fault with the Raisin website!

I fear you may be right. Soon find out.

Well that's 10 of my fixes that appear to have increased rates on the Raisin website (I've taken screenshots!). Oddly, it's not every account since some have the same rate as when I took them out. I've used Raisin for a few years and this has not happened before. No communication from them saying any of the rates were changing.