The Top Fixed Interest Savings Discussion Area

SickGroove

So, just opened the Vanquis 1 year fixed bond, but for some reason my nominated account could not be verified... No idea why as been with same bank for 10 years & in same house for almost 20!

Do you actually have to post a statement or can you just email it to them. Seems a very dated & slow way of verifying my nominated account.

VNX

SickGroove said:

So, just opened the Vanquis 1 year fixed bond, but for some reason my nominated account could not be verified... No idea why as been with same bank for 10 years & in same house for almost 20!

Do you actually have to post a statement or can you just email it to them. Seems a very dated & slow way of verifying my nominated account.

Give them a ring they’re very helpful when I had a similar issue months ago 

auser99

Expected to have seen Smart Save nip in and inch the 1 and 2 year fixed top rates up by 0.01% by now!

VNX

United trust bank joins oxbury offering 4.8pc two years 

4.75 one year 

francoghezzi

Interesting the choice made by Zopa to stay completely out of the race for now, they are stuck at around 4% with their fixes. Any thought? I

RG2015

OakNorth say the following.

"Fixed Term Deposit Accounts funded by online bank transfer will be credited to your Account,

and interest will begin accruing no later than one business day from when we receive your

funds."

If I paid in money today would it not earn any interest until Tuesday 2nd May? 

I paid in £1 to open the account on Wednesday and that was showing in OakNorth within seconds.

Thumbs_Up

francoghezzi said:

Interesting the choice made by Zopa to stay completely out of the race for now, they are stuck at around 4% with their fixes. Any thought? I

When the fixed rate matures take your money out, they will get the message.

SickGroove

VNX said:

SickGroove said:

So, just opened the Vanquis 1 year fixed bond, but for some reason my nominated account could not be verified... No idea why as been with same bank for 10 years & in same house for almost 20!

Do you actually have to post a statement or can you just email it to them. Seems a very dated & slow way of verifying my nominated account.

Give them a ring they’re very helpful when I had a similar issue months ago 

Did they manage to verify your account another way then?

I rang them but still insisted I had to post them a statement from my nominated account. Very old fashioned!

Don't have a printer so gonna just hang tight for similar rates which pay monthly interest without the hassle of posting them stuff.

VNX

auser99 said:

Expected to have seen Smart Save nip in and inch the 1 and 2 year fixed top rates up by 0.01% by now!

4.82% one year 

francoghezzi

Thumbs_Up said:

francoghezzi said:

Interesting the choice made by Zopa to stay completely out of the race for now, they are stuck at around 4% with their fixes. Any thought? I

When the fixed rate matures take your money out, they will get the message.

Looks like they got the message. Rates updated today. Am already with a 4.8% 3 years fixed with them, I can' t complain. Just wondering about them being silent ...