The Top Fixed Interest Savings Discussion Area

VNX

Thumbs_Up said:

Oxbury 4.75% 1 year.... Who's next

And two year at 4.8

lets go go go to 5pc

Thumbs_Up

This is what I would call a bloody stupid cat and mouse game.

Shawbrook got my money @ 4.70% for 1 year my gut instincts telling me more rates rises to come, fortunately (for me) they only got me for 25K. So more money to be invested with them in a new bond if they increase the savings rates further.

 

SickGroove

Why is it with Charter, whenever you take out a new bond on the same evening they launch the new rate, the rates on the fact sheet confirmation always show the previous rate...ie you have to call them to state you took out a new bond AFTER 5pm so they can manually change it!!!!  

So many people must get caught out with this and not bother checking.

Think I might just take out another 2 year bond in the morning, as the wrong rate one taken out this evening, will just expire if not funded anyway.

SJMALBA

Kent Reliance increases (though not particularly exciting!):

1 Year - 4.65%
2 Year - 4.69%

1k min.

https://www.kentreliance.co.uk/bonds

2010

SJMALBA said:

Charter up again, also at 4.74% for 1 Year.

Their other bonds up too.

https://www.chartersavingsbank.co.uk/Products/FixedRateBond

Just be aware that when their bonds mature it`s two days before you get your money.
Matured Wednesday, money by close today, Friday.

The_Green_Hornet

Vanquis have increased their rates:

4.81% 1 Year
4.75% 2 Year
4.75% 3 Year
4.50% 4 Year
4.50% 5 Year

https://www.vanquissavings.co.uk/view-Fixed-Rate-Bonds/

VNX

The_Green_Hornet said:

Vanquis have increased their rates:

4.81% 1 Year
4.75% 2 Year
4.75% 3 Year
4.50% 4 Year
4.50% 5 Year

https://www.vanquissavings.co.uk/view-Fixed-Rate-Bonds/

Vanquis have a very generous 30 day funding window too I believe 

jimexbox

The_Green_Hornet said:

Vanquis have increased their rates:

4.81% 1 Year
4.75% 2 Year
4.75% 3 Year
4.50% 4 Year
4.50% 5 Year

https://www.vanquissavings.co.uk/view-Fixed-Rate-Bonds/

3 year is great if anyone is after a long fix. You can choose monthly interest to an external account if that suits with vanquis. 

SickGroove

Do Vanquis pay the monthly interest on the day account is opened or the day the first deposit is received?

How long is their funding window?

jimexbox

SickGroove said:

Do Vanquis pay the monthly interest on the day account is opened or the day the first deposit is received?

How long is their funding window?

Funding window is 30 days from opening the account. I 'think' interest paid monthly on initial deposit, but not 100%.