The Top Fixed Interest Savings Discussion Area

happybagger

Patr100 said:

FAQs suggest  passport or Drivers licence needed for ID checks.

It is. I had to enter the driver number and the expiry date. (I don't have a passport).

Though I hit a brick wall when it told me to go back and enter the house number!
Usual procedures elsewhere have said "House number or name" but UBI require a number even with a name

janusdesign

Patr100 said:

janusdesign said:

I see Union Bank of India are back in the tables (£5k - £340k)...

1 year - 4.60%
2 years - 5.00%
3 years - 4.80%
4 years - 4.60%
5 years - 4.60%

Moneyacts is summarising only opened by branch or post, so really off putting IMO.
Info on website is sparse. They dont seem to have any branches!
FAQs suggest  passport or Drivers licence needed for ID checks.

they have 2 products for each fixed term - the Premier Bond is online only... the other is branch/post.
i think they were discussed months ago with their 3.2% bond (when the above same point was made), my recollection from that was that they dont create the account until they receive funds... I opened but never funded that account - had no confidence in ubi.

StevenGude

Am I missing something.. why isn't the Vanquis 2yr 5% bond listed on the MSE website but the 3yr is?

jak22

Because its no longer available - and the 1yr too

t1redmonkey

StevenGude said:

Am I missing something.. why isn't the Vanquis 2yr 5% bond listed on the MSE website but the 3yr is?

They've stopped accepting new apps for the 2 year, Vanquis just haven't removed the 'Apply' link from their website yet.

westv

t1redmonkey said:

StevenGude said:

Am I missing something.. why isn't the Vanquis 2yr 5% bond listed on the MSE website but the 3yr is?

They've stopped accepting new apps for the 2 year, Vanquis just haven't removed the 'Apply' link from their website yet.

Damn! I was just waiting for a PBs withdrawal to hit my bank account.

StevenGude

t1redmonkey said:

StevenGude said:

Am I missing something.. why isn't the Vanquis 2yr 5% bond listed on the MSE website but the 3yr is?

They've stopped accepting new apps for the 2 year, Vanquis just haven't removed the 'Apply' link from their website yet.

Thanks
Gone for 3 year instead

kidwell25

I've been trying to open a United Trust 1 year fixed since yesterday evening but when getting to "submit"I get hit with an error. Just wondered if this was a universal problem?

kidwell25

kidwell25 said:

I've been trying to open a United Trust 1 year fixed since yesterday evening but when getting to "submit"I get hit with an error. Just wondered if this was a universal problem?

Actually I think probably have my answer as I see that the rate has now dropped so they probably stopped accepting any at 4.6% some time yesterday.

soulsaver

Patr100 said:

janusdesign said:

I see Union Bank of India are back in the tables (£5k - £340k)...

1 year - 4.60%
2 years - 5.00%
3 years - 4.80%
4 years - 4.60%
5 years - 4.60%

Moneyacts is summarising only opened by branch or post, so really off putting IMO.
Info on website is sparse. They dont seem to have any branches!
FAQs suggest  passport or Drivers licence needed for ID checks.

Just opened the 2 year online... 
Passport/ DL needed to apply from armchair - it's fill in the numbers ..diligently in the application..