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Fabulous February's NSD Challenge!

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  • Struggling this month, out a lot with daughter and grandchildren , must control the urge to spoil them! 😊
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • cathybird
    cathybird Posts: 15,667 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 February 2022 at 10:44PM
    February

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    February targets
    beanielou 14/15 imageimageimage bekah89 15/12 imageimageimageimageimageimage cathybird 5/10 imageimage dinglefoot 9/16 imageimage GeorgianaCavendish 11/14 imageimageimage Honeysucklelou2 5/12 imageimage jammy dodger 16/15 imageimageimageimageimageimage little green 5/10 imageimage Money Choices 4/10 image QueenJess 16/16 imageimageimageimageimage sazzles01234 14/18 imageimageimage scotmumof3 7/20 imageimage short bird 13/18 imageimageimage sugar-walsh 14/10 imageimageimageimageimage Sun Addict 8/12 imageimage sunshine 1234 4/10 image welshspendthrift 7/10 imageimage WinterWarrior 9/15 imageimage
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,667 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    not  one  for  me  today  as veg  box   subscription  was   due
    , though  not   the  cheapest  way  to   get  fruit  n veg  its  wonderful  i   can  have  it  delivered,  keeps  me  having  to  go  to  the  supermarket  which  would  be  a  20mile  round    trip    and im  eating  better  as  loathe  waste   so  a  win  win  situation   for  me 

    Definitely a win win jammy dodger, I get a veg box delivered too and the fruit & veg in these boxes tends to be way more local than supermarkets (so it's travelled less distance to get to you) and the relationship with the farmers is closer, and also it's usually farmers working on a smaller and more sustainable scale, so it's all good xx
  • short_bird
    short_bird Posts: 4,024 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Monday was day 13
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • QueenJess
    QueenJess Posts: 4,512 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Another 4 NSDs to report including today. Was MIA due to lack of electricity for a while and then no broadband from the storm…

    Won’t be one tomorrow and not sure after that as got a few things planned for half term. Met target anyway, so any more will be a bonus!
    2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 340🥉🥈🥇💎🏆
    Big kitchen declutter challenge 113/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • cathybird
    cathybird Posts: 15,667 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not one for me today, I have to pay my allotment fees for the year (delayed due to my Oz trip). :)
  • cathybird said:
    Not one for me today, I have to pay my allotment fees for the year (delayed due to my Oz trip). :)
    ah  i  i  have   fond  memories  of  my  old  allotment  when  the  children  were  little   i  used  to  load  up  the  bottom  of  the  pram  with  the  gardening  tools  and   trail  back  the  veg  is  was  often  dangling  out  of  the   wire  tray  old fashioned  prams  used  to  have :)  these  days  im  thankfully  closer  to home  and have  a   4  raised  beds ,  grew  some  flax   last  year to  process  my  own  linen...now  thats  mse   :)...sorry  its   turning  into  the  gardening  thread,  I'll  shut  up :)

    O  nearly  forgot  16/15  for me today   too  x
  • Not today, but hopeful for tomorrow :) 
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    One today 15/12
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • beanielou
    beanielou Posts: 95,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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