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Mortgage free in Forever Home :-)
Comments
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Wow, you're smashing it @KajiKita. Re Chloe, you might try adjusting how you communicate. A herald in full regalia, blowing a golden trumpet and carrying the request (embossed and gilded) on a velvet cushion is the only acceptable method. Onwards and upwards love Humdinger xx3
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Thank you and 😂😂 Honestly I think Chloe would run a mile if I did something like that! 😉Humdinger1 said:Wow, you're smashing it @KajiKita. Re Chloe, you might try adjusting how you communicate. A herald in full regalia, blowing a golden trumpet and carrying the request (embossed and gilded) on a velvet cushion is the only acceptable method. Onwards and upwards love Humdinger xx
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 52 books of target 52 in 2026 as @ 25th July.
Produce tracker: £180 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Thank goodness for a good day!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +13 -
Thanks @Merlin's_Beard 😊
Had a properly productive afternoon yesterday. Got various tiresome chores done in spite of the rain (I can hear it coming down like crazy outside now … 🙄) but then crashed with fatigue … Slept well but woken up with a dry cough and my windpipe and top of lungs that feel like they are on fire - every breath hurts! 🙄
Quiet, very quiet weekend methinks … 🤷♀️😊
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 52 books of target 52 in 2026 as @ 25th July.
Produce tracker: £180 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Hope you feel better soon
love 🐞Declutter 1536/ 2026
books read 11 in 2026
£320 🥳 funpot
🐞change pot £84.92
£20/£5003 -
hope you feel better soon sending good wishesMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Thanks @ladybird1106, @Watty1.Back from an hour long queue to post two parcels and get our passports sent off. Good to have that done 😊 My parcel was my parents’ Christmas presents and Mr KK’s parcel was the mudguard he was meant to sent off about a month ago! 😳
Feeling very odd. Have taken some paracetamol with a cuppa and once I have wrestled the groceries delivery I think I will be going back to bed …
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 52 books of target 52 in 2026 as @ 25th July.
Produce tracker: £180 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Aw I hope you're feeling better soon.Emergency Fund goal - £1000/1300
Mortgage OP goal 2026 - £1200/£4500
-Smaller goal £0/800
Read 24 books this year 20/242 -
Hope you feel better after a restful afternoon.2
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Hope the rest and paracetamol do the trick!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2
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