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Mortgage free in Forever Home :-)
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Sounds like a wise decision xMortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
Absolutley no faiure. I am pleased for you that you have made the right decision for you xKajiKita said:I think I have reached the end of the road with the PC. It’s not fun or life enhancing for me, it’s pretty dull, and we are such a small PC we can’t achieve much. There is a member of the public turning up at meetings who seems to be horribly triggering for me (no fault of his, though he is very pedantic and dogmatic) and I have just had enough.Feel a bit of a failure but relieved to have made the decision.KKI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Once I figured out PC I was fully supportive - initially I was like "just buy a new PC then - duh!
" 3 -
I agree, not a failure at all. You've done. Good stint, many people (including me!) wouldn't have bothered at all. Well done for making the decision. I remember the relief I felt when I left the community garden - I'd loved many things about it, but it had just got very admin heavy and rather too much like work.... 😬2
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I'm sure you've made the right decision @KajiKita. I have a lot to do with parish councils in my role as district councillor. What you describe is sadly not uncommon. You can put rules in place re vexatious behaviour if it rises to that. Worth talking to the Monitoring Officer at the district council about this as it may be empowering for you to investigate even if you're stepping back? Love Humdinger xx4
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I think if it's not adding anything to your life, there really is no point in you doing it - good decision!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20253 -
You are a busy professional so don't be annoyed at having to dump something you have picked up as a "duty". Chill. Go do some gardening. Fuster Chloe. All much more rewarding.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
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"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅1 -
I also read/ thought the same 🫣edinburgher said:Once I figured out PC I was fully supportive - initially I was like "just buy a new PC then - duh!
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Good for you @KajiKita I think it's a wise move!3 -
Sounds like a fault of his if he chooses to be a d*ck. Don't go putting the blame on yourself when you have no obligation to put up with random men being clearly deliberately unpleasant and unhelpful.
Good on you for stepping away though. There are plenty of ways to serve and be part of the community in your own time without awful people reckoning you're beholden to themhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 60
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r62 -
Maybe suggest that the idiot in the audience take your place?3
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