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Mortgage free in Forever Home :-)
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            Thanks @Watty1 and @brie ๐
 Good day had here ๐
 After a lazy start I went out to visit a local friend. We had a good chat and laughter ๐
 Came home, put washing on the line and did some gentle pootling in the garden - trimmed all the bed edges, did some tidying up pruning, watered things, moved delicate pots into the semi shade for the warm weather this week etc.ย
 Washing came back in perfectly dry ๐๐
 Iโm all prepped for my first day at work tomorrow. Have also swopped to a summer duvet and blanket as I am getting too hot during the night atm.ย
 Chloe is starting to try to run about now โฆ ๐๐๐๐
 Iโve set up a second litter tray in the conservatory for the daytime for her, as we are both out all day from tomorrow. But she will have the run of the conservatory which is an extension of territory for her since her accident.ยKKAs at 15.10.25:
 - When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ229,702
 - OPs to mortgage = ยฃ12,345 Estd. interest saved = ยฃ5,863 to date
 Fixed rate 3.85% ends October 2030
 Read 60 books of target 52 in 2025, as @ 30th Octoberย
 Produce tracker: ยฃ426 of ยฃ300 in 2025
 Watch your thoughts, they become your words.
 Watch your words, they become your actions.ยWatch your actions, they become your reality.ย8
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            Hope tomorrow goes well.1
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            Hope tomorrow goes well.ยI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.1
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            Good luck for tomorrow and I am delighted to hear of Chloeโs progress.Mortgage OP 2025 ยฃ7500/7000Mortgage OP 2024 ยฃ7700/7000
 Mortgage balance: ยฃ34,465
 Money making challenge ยฃ78/400
 โDo what others wonโt early in life so you can do what others canโt later in lifeโ (stolen from Gally Girl)1
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            All the best for tomorrow 1 1
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 Even if youโve added through employer you can claim the HR tax element back, employers just claim the standard tax rate backยKajiKita said:
 Thanks for the hint, but this is the first time I have added anything to a pension that is independent of my employer.ยdawnybabes said:If youโve paid any in for the last few years whilst a HR tax payer you can claim it back as well.ยKKSealed pot challenge 822
 Jan - ยฃ176.66 :j1
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            And good,luck tomorrow xxยSealed pot challenge 822
 Jan - ยฃ176.66 :j1
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            Yes, good luck though you won't need it @KajiKita! Standing by for marvellous updates love Humdinger xxย1
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            Everything crossed for you.ย4/10/25Three Years Mortgage Free Yay!
 NSTurtle # 55 ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข
 No Turtle gets left behind.[/b]
 ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******1
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            Good luck for todayCarolbee1
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