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Mortgage free in Forever Home :-)
Comments
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Oh Cheery, that made me laugh. I have a fake (Pratchett related obviously) surname on FB so that work related people couldn't find me, there are quite a few people who think it is my real name - including the builders who sent the first invoice to that name.Cheery_Daff said:(I should point out that, obviously, but unfortunately, my real surname is NOT Cheery 😂)My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo6 -
That made me laugh too @Cheery_Daff. No doubt if that happened while you were in the waiting room you'd have a queue wanting to describe their ailments to you 🩺💊💉3
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'She'll see you now'...4
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And I too have had this is various shapes and forms.
When first married and because we were in my native country not my OH's I decided to help him out I'd get him a credit card on an account I had. The company changed the main account holder to him and sent me a card as Mrs OH. They said they'd never heard of a married couple having different surnames. I do believe I swore at them.
Work pension scheme asked for a copy of our marriage certificate to log OH as my beneficiary. The company changed all of my details to Mrs OH (email address etc) and then insisted I should give them a copy of my divorce papers to change it back. I do believe I swore at them too.
OH needed a new car and we went to the dealership and all the sales chatter was directed at him. OK, his car. Then they started talking to him about their great finance deals and he just smiled vaguely and told them to talk to me and wandered off. Car finance guy lied about everything and tried to just get me to sign the deal as obviously I wouldn't know anything about money stuff and then looked scared when I told him which bank I was working for at the time. I smiled and thanked him for his time and handed him my credit card to pay for the vehicle. I'm sure he swore at me once I left.
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"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
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STRUGGLING DURING THE HOLIDAYS??
click here for ideas on how to cope....Some websites and helplines if you're struggling this Christmas — MoneySavingExpert Forum5 -
Another 12K steps day … no wonder I’m shattered again! 🙄
Had an article come up on my phone today about the behaviours of toxic bosses …. All five of the described behaviours are things that my colleague is doing … But I honestly think she is oblivious. She is stressed, tired and under pressure. She also has significant PTSD responses due to serious trauma from early childhood into adulthood and I may be wrong, but my hunch is that I am triggering her in some way. It’s helped having her in a different office today and I have made an effort to smile at her and try to be less ‘threatening’ today - my innate response to behaviour like hers is to shut down and become quite hard shelled. Very professional but quite unreachable as a defence mechanism - I suspect that is similar to what she has experienced before and my different tack seems to be helping. Ridiculous volumes of very dull work still … sigh …
In other, more positive news!
- Clean sheets tonight 😊
- Changed the battery in my kitchen weighing scales, after being able to find them easily in their rearranged and more effective storage location 😊👏
- Another long cwtch from Chloe ❤️
- A book I have been waiting to be published on permaculture has arrived today 😊🌱
- Keep seeing a red kite hovering over the hedge on the same stretch of road as I go to work in the morning 😊
Looking forward to the weekend 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Aww perhaps cwtch are now standard going forward !I went about 15 years ago to test drive a Mercedes and the bloke wouldn’t let me without my husband …… I went and bought a BMW where they where much nicer !Sealed pot challenge 822
Jan - £176.66 :j4 -
I’m finding all these stories both fascinating (and horrifying). In every single case, the man has lost himself a sale! And they just don’t seem to cotton on … 🙄🤷♀️😂
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
The really sad thing is I suspect in each case the man lost the sale - in his opinion - because the other man made the call.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
I suspect they never realised as us poor women couldn’t possibly make such an important decision all on our own 🤣🤣Sealed pot challenge 822
Jan - £176.66 :j2 -
Ummm ... I have an interview for the role 10 minutes from home, next Wednesday evening at 5.30pm ...
Eeek!
and
Squee!
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.14
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