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Mortgage free in Forever Home :-)
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I understand about JM, it is so frustrating when you think you have someone good and you come back to a complete mess. I liked the electrical tape idea, and, maybe Mr KK to watch a you tube thing on pruning too? I showed the VNM one before attempting to prune the apple trees with him. I'm not sure it really helped as he was scared to cut anywhere without direction tho!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
Thanks @Watty1 😊
We will see what happens when the next pruning job comes up. Generally, when I get that upset (doesn’t happen often) Mr KK does genuinely listen and try to help 😊❤️
Busy day yesterday but more positive and more fun. I have my technician working with me atm on the project which dilutes the effect of the colleague somewhat, plus she is picking less at me as she knows I have a deadline to meet for her … 😉
Apparently NWide are paying all members £50 as part of the deal with V1rgin money by 30th April apparently. That will become an OP when it lands 😊 I think that created a LOT of traffic on their site last night so I couldn’t pay the tree surgeon from the joint account and had to pay from my own account. That will need shuffling back shortly ….
Not a lot else happing here. Looking at going back to salads for work lunches next week. Getting a bit bored of soup now … 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Been rather lazy this evening … Mr KK was cooking this evening as he wanted a chop (they are a bit too anatomical for me to enjoy cooking them) and I had plans to get out in the potting shed and sow some seeds. Instead I ended up under Chloe, on the sofa, in front of the fire watching Star-wanderings … 😉 I feel mildly guilty, but only slightly!Busy but productive day today. Colleague has now moved offices away from me, into the main building. Ostensibly because she is worn out from walking backwards and forwards all the time (I can testify to that!) but I also wonder if she is avoiding me …? Tbh, it’s a relief.Still haven’t managed to log into N@tionwide and move the funds back that I had to spend on the tree surgeon bill from my account … They don’t seem to be functioning too well atm … 🤷♀️
They have a truly infuriating habit of writing letters addressed to Mr KK about our joint account. One arrived today to tell him about the £50 I mentioned yesterday. That kind of Victorianism absolutely infuriates me! 😡😂😂
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
I quite like the 'can't move I've got a cat on my lap evenings'
Enjoy.
With the NW account, do you both have separate log in details. S@ntander always send Mr Shores letters and statements, but its just because he never bothered to set up his online account. I get my statements etc. in the app. Looking forward to the £50"Think of many things, do one"
Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga2 -
I've just used the app to login to N@tionwide without any issues. Does your app need updating? Or login on the computer instead of the app, or vice versa. Good luck I hope it rectifies itself very soon.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Oh that would infuriate me too KK!
We had a salesman once keep calling me Mrs and then my partners surname whilst trying to sell us something very expensive, despite the fact I had made the enquiry in my name and clearly said I was Miss CCW. He didn't get the sale 😁3 -
@SandyShores, it’s been quite a while since I have had a cwtch from Chloe so I made the most of it 😊❤️ Slept really well last night and for the first time in weeks, I didn’t dream about work!@Baileys_Babe, after I logged off here last night, I managed to move the monies via the app on my phone - I usually use my IPad. You might be right about the app on my iPad needing updating.@CCW007, I wouldn’t have given him the sale either! But SandyShores might be right about it being due to Mr KK not ever having set up any electronic interaction with Nationw1de.I’m quite looking forward to today. I haven’t realised quite how oppressive the colleague is, when sat next to me in the office. I do understand that I might well be projecting previous experiences on to her as well. I will watch for this. I have a call with a recruiter at lunchtime - not sure if he actually has a vacancy or if he is just interested in my profile. I plan to update and upload my CV on CVL1brary at the weekend.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9 -
Am with Miss CCW Once had a company in to quote for building the riding arena. He spoke to PPH and ignored me, despite me asking the questions and having booked him. I was clearly getting frustrated at his rudeness so PPH told him to speak to me as it was nothing to do with him and i was paying. The man was clearly thrown and just couldn't do it, saying in his experience women wanted things that men would not pay for. I was horrified, he didn't get the gig and later I was sorry I had not said out loud how rude he was - but - I really really wanted that company to do the work so I wanted to reflect. Reflection over - he didn't get the gig.
So surprised such outdated attitudes exist. First D bank actually gave PPH access to my personal account via his app. Just one of the reasons I don't bank there!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Wow watty, that's awful! 😮 I hope you got some compensation from the bank!
When we first moved here we had a new LPG supplier round to arrange a contract (looking back i have no idea why they actually came out in person but maybe that's standard with people new to LPG). I rang, I arranged it, I was the only person there, I signed the form - but I also included Mr Cheery's name because I wanted him to be able to ring about the account.
When the letter came in the post it was addressed to Mr Cheery and Cheery 😠 Standard mail merge nonsense I suppose, but even so. It annoyed me so much I went with someone else when we renewed the contract 😂
I sometimes think all those years of PhD were worth it when some stupid utility company says "is it Miss or Mrs" and I can say "It's Dr, actually" 🙄😂 (then occasionally you get letters to Dr and Mrs Cheery, which makes me even more cross 😂).
Mind you, slight stroppiness like this is what gets me called into the dentist every time as Dr Cheery, which I am always faintly embarrassed by, so mostly in such circumstances I just go by Ms 😂😂5 -
(I should point out that, obviously, but unfortunately, my real surname is NOT Cheery 😂)8
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