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Mortgage free in Forever Home :-)

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  • SandyShores
    SandyShores Posts: 1,968 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 8 March at 8:47PM
    So frustrating when they don't listen.  We had some hedging planted a few years ago and I was arguing with the guy we were paying to plant them for us and in the end just gave up.  We were planting a hedge against a fence and he insisted on crowding one into the corner.  He was used to planting hedges for boundaries in the open and couldn't understand that it wasn't necessary to have a corner one because it was against a fence.  Fast forward a few years and we struggle to trim the hedge plant in the corner because we can't get to it.  It was a waste of a plant really as its just hidden by the two on either side.  I guess I should have stood my ground but you just get exhausted.  

    Then we had a garden shelter built, and we were supposed to be able to have it mostly built and then be able to decide the exact position.  Instead (when MrShores was out) I had to come out of a meeting as builder wanted to know where to place it before it was even partly finished and was getting really ratty with me because I was trying to get my head around it (having been in meetings all morning and not expecting to have to make a quick decision) and also because I didn't want it in the place he wanted to put it.  Another time when I sadly got railroaded again.

    And my final issue is with MrShores who totally messed up the positioning of the car charger.  The surveyor could only come when I was out, or there was a bit of a wait, and between them they've totally c0cked up.  Its the last time MrShores will be left in charge of anything (me brains, him brawn!).  And workmen be warned, I've had enough of being bossed around and have become very assertive these days.  I pity people who have to work with these people on a daily basis.  What's wrong with listening to the customer.
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • LadyWithAPlan
    LadyWithAPlan Posts: 3,748 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Glad you feeling better and are self caring in the garden 

    boo to the tree surgeon 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • SandyShores
    SandyShores Posts: 1,968 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Really productive day there KK, hope you've recovered today or at least you're enjoying the bench now.  We didn't do quite as much as you, but MrShores did cut the hedge and the lawn, then together we took the mass of cuttings off to the recycling centre.  I've made the obligatory trip to the garden centre today (of course!).  I was surprised how quiet it was, but its probably not peak season yet.  I didn't manage to get any of the recommended plants, but I am on the look out for a Daphne now as I have the perfect spot for one.  I spotted the sale shelves and picked up a hyacinth, a lilac polyanthus and four planted tulips, plus a pot of sweet pea seedlings for the princely sum of £13.99.  Just having a cuppa in the garden before picking up my trowel.
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • Cheery_Daff
    Cheery_Daff Posts: 17,163 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a productive weekend and an excellent plan for the evening KK!
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Good going there in the garden. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,387 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I think I would have cried over the tree too KK. 😥
    We do our own pruning but I generally stand at the bottom and DP up the ladder and I will be shouting no no lower lower/ higher higher and he will snip where I say 🤣 it's worked so far. Will the tree grow back do you think? 

    You've done loads in the garden! We're still in destruction/ getting rid of hoard mode before I can start thinking about pretty bits. Although I've noticed some rhubarb pop up this last month - we thought it might have died as it got cut right back in clearing mode as DP didn't have a clue what it was 🫣.

    Hope you have a good week at work and it's not too busy 😊
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
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