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Mortgage free in Forever Home :-)
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Thanks @Cheery_Daff, brilliant @greenbee 😂 if only I could chip him 🤔 …, I did find a decapitated mouse head and gall bladder on the dining room floor this morning, so perhaps Chloe was trying to ‘contribute’ and then got distracted and ate the contribution…? 🙄😂
@Brie, that guy sounds a lot like my dad … sigh … There’s something about moving through the wilderness unencumbered in this, I think.@savingholmes, he lost his phone so lost all navigation and means of communication as he had no analogue back up ….
We’ve had a far better day here 😊
Mr KK hasn’t had an attack all day. Hasn’t moved very far from the sofa but has managed meals and a shower. He’s well enough that he’s getting bored now and wants to be ‘doing something’, keeps offering to do the washing up. I will move all his modelling stuff to the dining room table tomorrow and clear some space for him. I have told him that if he manages to do modelling tomorrow he can help with the washing up 😊
I will also try to have some time to myself tomorrow as well as I have been pretty much glued to his location for the last three days. I’d like to set up my vision board for 2025 and do some more interesting reading as well as catch up on my financials.One small MS win - wrapped up the slippers that came two sizes too big for Mr KK’s Christmas present and got them down to the local Evri pick up - refund has already been issued by the seller 👏😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Nurse Chloe … 🤩❤️
Note the hot water bottle under her! 😉😂
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.11 -
Such a wee sweetie pop.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
She and Mr KK definitely have a ’thing’ going on … Not jealous … well, maybe a bit! 😉❤️😂😂beanielou said:Such a wee sweetie pop.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Summer
sends snuggles. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Ahh Chloe is in love💗 glad Mr KK is on the mend.Mortgage OP 2025 £6000/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,680
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
I’ve been paid. According to the MSE take home pay calculator too much (wrong tax code, no pension contribution yet, other?) - do I tell them? The other weird thing is I seem to have been paid for a full month - but I started a week into the month and had to have unpaid holiday in the payment month as I haven’t been there long enough to accrue paid leave. #confused …
Will do money shuffles and move what looks like excess into my easy access, reasonable interest savings so I can pull it back if needed.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
As someone who has moved jobs a lot of late I think they wait until you have been there about three months before joining you in the pension scheme. And don’t start me on the tax code! But tax office is very helpful, I just wish I tried them sooner rather than trusting work to sort it out.Mortgage OP 2025 £6000/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,680
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
Move the hot water bottle to your lap kk, see where chloes affections lie 😂😂😂2
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